12 Cindy Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 12 Cindy Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,062 sqft · built 2017
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$479,900 (Apr 2017)
Tax Bill	$11,173 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Feb 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00054-01-00011-13`

Property Details

APN / Parcel Number

Primary APN	`21-00054-01-00011-13`
Alternative APN	`02312113`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,062 sqft Living Area
1st Floor Area	2,062 sqft
Basement Area	2,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	450 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	02312113
Street Address	12 CINDY CT
City	HOWELL
State	NJ
Zip	07731-1878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	54.1
Legal Lot Number	11.13
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1005
Census Tract	811402

Owner

Source: Monmouth County and Howell Township records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 CINDY CT, HOWELL, NJ 07731-1878
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 8, 2017	Grant Deed, Subdivision Related Transfer PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC
Apr 18, 2017	Grant Deed, Subdivision Related Transfer PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2017 · Amount on Record
Deed Sale	Apr 18, 2017 · Amount on Record
Deed Document Number	201739897
Deed Book / Page	9223 / 3286
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 5, 2026
Property Address	12 CINDY CT, HOWELL, NJ 07731-1878
Document Number	0000080880
Book / Page	9815 / 5665
Instrument Date	Sep 25, 2026
Instrument	202680880
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080880,
Date	Oct 5, 2026
Book Page	9815/5665
Instrument	202680880

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 8, 2017
Property Address	12 CINDY CT, HOWELL, NJ 07731-1878
Document Number	0000015566
Book / Page	009212 / 004986
Instrument Date	Jan 27, 2017
Instrument	15566
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2017
Title Company	PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC

Transaction

Amount	Amount Recorded
Tax	$479.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CINDY CT HOWELL NJ 077311878, HOWELL, NJ 07731-1878

April 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 18, 2017
Property Address	12 CINDY CT, HOWELL, NJ 07731-1878
Document Number	0000039897
Book / Page	009223 / 003286
Instrument Date	Jan 27, 2017
Instrument	39897
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2017
Title Company	PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC

Transaction

Amount	Amount Recorded
Tax	$479.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CINDY CT HOWELL NJ 077311878, HOWELL, NJ 07731-1878

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$668,000 (+2.9%) Land $243,000 Building $425,000	$668,000 (+2.9%) Land $243,000 Building $425,000
2025	$11,173.00 (-2.73%)	$649,200 (+11.78%) Land $243,000 Building $406,200	$649,200 (+11.78%) Land $243,000 Building $406,200
2024	$11,486.00 (-0.26%)
2023		$580,800 Land $183,000 Building $397,800	$580,800 Land $183,000 Building $397,800
2022	$11,516.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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