2 Cindy Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 2 Cindy Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,472 sqft · built 2019
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Jun 2021)
Tax Bill	$13,346 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00054-01-00011-18`

Property Details

APN / Parcel Number

Primary APN	`21-00054-01-00011-18`
Alternative APN	`02312118`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,472 sqft Living Area
1st Floor Area	1,509 sqft
Upper Floors Area	963 sqft
Basement Area	1,110 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	210 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	02312118
Street Address	2 CINDY CT
City	HOWELL
State	NJ
Zip	07731-1878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	SUBDIVISION BROOKTREE ESTATES
Legal Block	54.1
Legal Lot Number	11.18
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1005
Census Tract	811402

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 CINDY CT, HOWELL, NJ 07731-1878
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 22, 2021	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 11, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage ADVISORS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Jun 11, 2019 · Amount on Record
Deed Document Number	202197765
Deed Book / Page	9521 / 9114
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	2 CINDY CT, HOWELL, NJ 07731-1878
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096072637
Date	Jul 29, 2022
Book Page	9607/2637
Instrument	2022077330

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 22, 2021
Property Address	2 CINDY CT, HOWELL, NJ 07731-1878
Document Number	0095219114
Book / Page	9521 / 9114
Instrument Date	Jun 15, 2021
Instrument	2021097765
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	NEW HORIZON ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,609.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 CINDY CT, 2, HOWELL, NJ 07731-1878

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CINDY CT, HOWELL, NJ 07731-1878

Mortgage

Document Number	2021097766
Date	Jun 22, 2021
Instrument	2021097766

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 11, 2019
Property Address	2 CINDY CT, HOWELL, NJ 07731-1878
Document Number	0000050958
Book / Page	009352 / 003323
Instrument Date	May 14, 2019
Instrument	50958
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 10, 2019
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CINDY CT HOWELL NJ 077311878, HOWELL, NJ 07731-1878

Mortgage

Document Number	50959
Date	Jun 11, 2019
Book Page	009352/003349
Instrument	50959

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$802,900 (+3.53%) Land $241,000 Building $561,900	$802,900 (+3.53%) Land $241,000 Building $561,900
2025	$13,346.00 (+0.8%)	$775,500 (+14.38%) Land $241,000 Building $534,500	$775,500 (+14.38%) Land $241,000 Building $534,500
2024	$13,240.00 (-1.11%)
2023		$678,000 Land $181,000 Building $497,000	$678,000 Land $181,000 Building $497,000
2022	$13,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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