4 Chickering Rd, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 4 Chickering Rd, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,060 sqft · built 1965
Lot Size	1.46 acres (63,920 sqft)
Owner	Individual Name on Record
Tax Bill	$6,081 (2026)
Deeds & Mortgages	Dec 2023 Refinance Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00R15 B:00001 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00R15 B:00001 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,060 sqft Living Area
Gross Area	4,804 sqft
Basement Area	1,760 sqft
Unfinished Basement	1,760 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,920 sqft (1.46 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 CHICKERING RD
City	SPENCER
State	MA
Zip	01562-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	1
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3017
Census Tract	726100

Owner

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 CHICKERING RD, SPENCER, MA 01562-2813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION
Feb 11, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 9, 2021	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FEDERAL CREDIT UNION
Oct 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 26, 2022
Transfer Doc	00067107-1
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	4 CHICKERING RD, SPENCER, MA 01562-2813
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070014-314
Date	Dec 20, 2023
Book Page	70014/314
Instrument	106247

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Jan 1, 2033

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Feb 11, 2022
Property Address	4 CHICKERING RD, SPENCER, MA 01562-2813
Document Number	00067107-1
Book / Page	67107 / 1
Instrument Date	Jan 26, 2022
Instrument	17071
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 CHICKERING RD, SPENCER, MA 01562-2813

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	4 CHICKERING RD, SPENCER, MA 01562-2813
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065348-92
Date	Jun 9, 2021
Book Page	65348/92
Instrument	79651

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Oct 22, 2019
Property Address	4 CHICKERING RD, SPENCER, MA 01562-2813
Document Number	61275-24
Book / Page	061275 / 000024
Instrument Date	Oct 21, 2019
Instrument	111560
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 CHICKERING RD SPENCER MA 015622813, SPENCER, MA 01562-2813

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,081.00 (+9,552.38%)	$553,800 (+2.56%) Land $71,600 Building $482,200	$539,838 (+2.94%)
2025	$63.00 (-98.91%)	$540,000 (+6.85%) Land $62,300 Building $477,700	$524,400
2024	$5,782.00 (+46.38%)	$505,400 (+54.32%) Land $62,300 Building $443,100
2023	$3,950.00	$327,500 Land $62,300 Building $265,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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