11 Chickering Rd, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 11 Chickering Rd, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,312 sqft · built 1932
Lot Size	0.239 acres (10,420 sqft)
Owner	Individual Name on File
Tax Bill	$3,274 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U29 B:00111 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U29 B:00111 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,312 sqft Living Area
Gross Area	2,271 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,420 sqft (0.239 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	11 CHICKERING RD
City	SPENCER
State	MA
Zip	01562-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	111
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3004
Census Tract	726100

Owner

11 Chickering Rd is owned and occupied by an individual who acquired it in February 2019.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	11 CHICKERING RD, SPENCER, MA 01562-2821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Line of Credit COUNTRY BANK
Sep 10, 2020	Deed of Trust, Mortgage · Balloon Mortgage COUNTRY BANK
Dec 11, 2018	Deed of Trust, Mortgage · Balloon Mortgage COUNTRY BANK
Mar 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2015
Deed Sale	Oct 2, 2015
Deed Document Number	2015103661
Deed Book / Page	54384 / 201
Last Transfer Date	Feb 28, 2019
Transfer Doc	60145-108
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	11 CHICKERING RD, SPENCER, MA 01562-2821
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067294-283
Date	Mar 21, 2022
Book Page	67294/283
Instrument	30920

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	11 CHICKERING RD, SPENCER, MA 01562-2821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63218-262
Date	Sep 10, 2020
Book Page	63218/262
Instrument	103819

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2045

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	11 CHICKERING RD, SPENCER, MA 01562-2821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59802-311
Date	Dec 11, 2018
Book Page	59802/311
Instrument	130825

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2044

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Mar 14, 2019
Property Address	11 CHICKERING RD, SPENCER, MA 01562-2821
Document Number	60145-108
Book / Page	060145 / 000108
Instrument Date	Feb 28, 2019
Instrument	22072
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CHICKERING RD SPENCER MA 015622821, SPENCER, MA 01562-2821

Tax Assessment & Valuation

The 2026 property tax bill for 11 Chickering Rd was $3,274, up 11,189.7% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,274.00 (+11,189.66%)	$298,200 (+19.38%) Land $52,100 Building $246,100	$362,153 (-12.85%)
2025	$29.00 (-98.94%)	$249,800 (+4.21%) Land $45,300 Building $204,500	$415,530
2024	$2,742.00 (+4.78%)	$239,700 (+10.46%) Land $45,300 Building $194,400
2023	$2,617.00	$217,000 Land $45,300 Building $171,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Chickering Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Chickering Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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