34 Chickering Rd, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 34 Chickering Rd, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,934 sqft · built 1974
Lot Size	0.312 acres (13,600 sqft)
Owner	2 Trust Names on Record
Tax Bill	$5,841 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U29 B:00024 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U29 B:00024 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	2,934 sqft Living Area
Gross Area	4,043 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,600 sqft (0.312 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	34 CHICKERING RD
City	SPENCER
State	MA
Zip	01562-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Block	24
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3000
Census Tract	726100

Owner

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	34 CHICKERING RD, SPENCER, MA 01562-2814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FCU
Mar 27, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	34 CHICKERING RD, SPENCER, MA 01562-2814
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073331-361
Date	Mar 19, 2026
Book Page	73331/361
Instrument	20735

Lender

Name	CENTRAL ONE FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SPENCER MA
Recording Date	Mar 27, 2023
Property Address	34 CHICKERING RD, SPENCER, MA 01562-2814
Document Number	068955-352
Book / Page	68955 / 352
Instrument Date	Mar 20, 2023
Instrument	23455
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 CHICKERING RD, SPENCER, MA 01562-2814

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,841.00 (+9,8%)	$532,000 (+5.72%) Land $150,800 Building $381,200	$524,780 (-56.66%)
2025	$59.00 (-98.97%)	$503,200 (+0.52%) Land $131,200 Building $372,000	$1,210,775
2024	$5,727.00 (+4.43%)	$500,600 (+10.09%) Land $131,200 Building $369,400
2023	$5,484.00	$454,700 Land $131,200 Building $323,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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