4 Chestnut St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 4 Chestnut St, Melrose, MA 02176 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	6 bd · 2.5 ba · 2,876 sqft · built 1925
Lot Size	0.135 acres (5,889 sqft)
Owner	Individual Name on File
Last Sale	$715,000 (Apr 2019)
Tax Bill	$96 (2025)
Deeds & Mortgages	Jul 2020 Refinance Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0C5 P:0000048`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0C5 P:0000048`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,876 sqft Living Area
Gross Area	4,504 sqft
Basement Area	1,066 sqft
Unfinished Basement	746 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	5,889 sqft (0.135 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	4 CHESTNUT ST
City	MELROSE
State	MA
Zip	02176-5311
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	1
Census Block	1007
Census Tract	336404

Owner

Source: Middlesex County and Melrose City records · APN MELR M:0C5 P:0000048

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 CHESTNUT ST, MELROSE, MA 02176-5311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION
Apr 01, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2019 · Amount on Record
Deed Sale	Apr 01, 2019 · Amount on Record
Prior Sale	Nov 26, 1980 · Amount on Record
Deed Document Number	201940093
Deed Book / Page	72404 / 478
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	4 CHESTNUT ST, MELROSE, MA 02176-5311
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75048-392
Date	Jul 06, 2020
Book Page	75048/392
Instrument	107573

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Apr 01, 2019
Property Address	4 CHESTNUT ST, MELROSE, MA 02176-5311
Document Number	72404-478
Book / Page	72404 / 478
Instrument Date	Mar 27, 2019
Instrument	40093
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CHESTNUT ST, MELROSE, MA 02176-5311

Mortgage

Document Number	40094
Date	Apr 01, 2019
Instrument	40094

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Melrose City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$96.00 (-98.96%)	$970,300 (+4.4%) Land $477,200 Building $493,100
2024	$9,229.00 (-1.7%)	$929,400 (+3.14%) Land $463,500 Building $465,900
2023	$9,389.00	$901,100 Land $449,900 Building $451,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 802 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
Netafy	Fixed Wireless (licensed-by-rule)	476 / 106
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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