40 Chestnut St, #40A, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 40 Chestnut St, #40A, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Lot Size	0.216 acres (9,392 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Oct 2018)
Tax Bill	$103 (2025)
Deeds & Mortgages	Sep 2020 Refinance Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0C6 P:0000067`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0C6 P:0000067`

Exterior

Lot Area	9,392 sqft (0.216 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	40 CHESTNUT ST, 40A
City	MELROSE
State	MA
Zip	02176-4642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URB
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	1
Census Block	1004
Census Tract	336404

Owner

Source: Middlesex County and Melrose City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 CHESTNUT ST, 40A, MELROSE, MA 02176-4642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance E MORTGAGE MANAGEMENT LLC
Oct 5, 2018	Quit Claim Deed, Transfer MORTGAGE MGMT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2018 · Amount on Record
Deed Sale	Oct 5, 2018 · Amount on Record
Prior Sale	Jul 7, 1981 · Amount on Record
Deed Book / Page	71714 / 590
Record Updated	Jun 8, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Sep 2, 2020
Property Address	40-40A CHESTNUT ST, MELROSE, MA 02176
Document Number	75514-112
Book / Page	75514 / 112
Instrument Date	Aug 25, 2020
Instrument	151970
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CHESTNUT ST, MELROSE, MA 02176-4642

Mortgage

Document Number	75514-117
Date	Sep 2, 2020
Book Page	75514/117
Instrument	151971

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Oct 5, 2018
Property Address	40-40A CHESTNUT ST, MELROSE, MA 02176
Document Number	71714-590
Book / Page	071714 / 000590
Instrument Date	Oct 5, 2018
Instrument	154417
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,104.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CHESTNUT ST MELROSE MA 021764642, MELROSE, MA 02176-4642

Mortgage

Document Number	71715-1
Date	Oct 5, 2018
Book Page	071715/000001
Instrument	154418

Lender

Name	MORTGAGE MGMT
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$103.00 (-98.96%)	$1,043,200 (+4.31%) Land $495,500 Building $547,700	$1,104,660
2024	$9,931.00 (-3.26%)	$1,000,100 (+1.51%) Land $481,400 Building $518,700
2023	$10,266.00	$985,200 Land $467,200 Building $518,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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