11 Chestnut St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 11 Chestnut St, Melrose, MA 02176 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,140 sqft · built 1870
Lot Size	0.288 acres (12,558 sqft)
Owner	2 Individual Names on File
Last Sale	$1,303,000 (May 2022)
Tax Bill	$12,948 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Sep 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0C5 P:0000125`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0C5 P:0000125`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,140 sqft Living Area
Gross Area	5,445 sqft
Basement Area	1,303 sqft
Unfinished Basement	1,303 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,558 sqft (0.288 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	11 CHESTNUT ST
City	MELROSE
State	MA
Zip	02176-5306
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	1
Census Block	1006
Census Tract	336404

Owner

Source: Middlesex County and Melrose City records · APN MELR M:0C5 P:0000125

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 CHESTNUT ST, MELROSE, MA 02176-5306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND TRUST CO
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Aug 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PERK RT
May 04, 2022	Quit Claim Deed, Transfer
Jul 06, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Sep 12, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2022 · Amount on Record
Deed Sale	May 04, 2022 · Amount on Record
Prior Sale	Jul 22, 2005 · Amount on Record
Deed Document Number	202266826
Deed Book / Page	80076 / 86
Record Updated	Jun 08, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	11 CHESTNUT ST, MELROSE, MA 02176-5306
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084351-135
Date	Jul 14, 2025
Book Page	84351/135
Instrument	81258

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	11 CHESTNUT ST, MELROSE, MA 02176-5306
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084638-539
Date	Sep 22, 2025
Book Page	84638/539
Instrument	114298

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2050

Interest

Rate Type	Adjustable Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	11 CHESTNUT ST, MELROSE, MA 02176-5325
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080581-545
Date	Aug 15, 2022
Book Page	80581/545
Instrument	124995

Lender

Name	PERK RT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	May 04, 2022
Property Address	11 CHESTNUT ST, MELROSE, MA 02176-5325
Document Number	0080076-86
Book / Page	80076 / 86
Instrument Date	Apr 27, 2022
Instrument	66826
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 CHESTNUT ST, MELROSE, MA 02176-5325

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	11 CHESTNUT ST, MELROSE, MA 02176-5325
Transaction Type	Mortgage
Record Updated	Apr 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	075044-480
Date	Jul 06, 2020
Book Page	75044/480
Instrument	107256

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	11 CHESTNUT ST, MELROSE, MA 02176-5325
Document Number	69977-435
Book / Page	069977 / 000435
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69977-435
Date	Sep 25, 2017
Book Page	069977/000435
Instrument	154794

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Melrose City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,948.00 (+2.16%)	$1,307,900 (+2.48%) Land $512,200 Building $795,700	$1,433,075
2024	$12,674.00 (+0.96%)	$1,276,300 (+5.93%) Land $497,600 Building $778,700
2023	$12,554.00	$1,204,800 Land $482,900 Building $721,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 802 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
Netafy	Fixed Wireless (licensed-by-rule)	476 / 106
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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