4 Cedar St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 4 Cedar St, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1953
Square Footage	1,663 sqft Living Area
Lot Size	4,051 sqft (0.093 acres)
Occupancy	Owner Occupied
Last Sale	$560,000 (2022)
Tax Bill	$5,707.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-E B:0003 L:0007`
Alternative APNs	`M:007=E B:0003 L:0007` `2707019`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,663 sqft Living Area
Gross Area	2,471 sqft Gross Area
1st Floor	904 sqft 1st Floor
Basement Area	744 sqft Basement
Unfinished Basement	357 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	4,051 sqft (0.093 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	2707019
Street Address	4 CEDAR ST
City	SAUGUS
State	MA
Zip	01906-3512
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	7
Jurisdiction	SAUGUS MA
Minor Civil Division	SAUGUS
Census Blockgroup	3
Census Block	3018
Census Tract	208200

Owner

Source: Essex County and Saugus Town records · APN SAUG M:007-E B:0003 L:0007

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 CEDAR ST, SAUGUS, MA 01906-3512
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Prior Sale	May 29, 2013
Deed Doc Number	20222770
Deed Book / Page	41322 / 141
Transfer Doc	32510-174
Record Refreshed	Sep 20, 2026

November 2022: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	SAUGUS MA
Recording Date	Nov 28, 2022
Property Address	4 CEDAR ST, SAUGUS, MA 01906-3512
Document Number	041322-141
Book / Page	41322 / 141
Instrument Date	Nov 28, 2022
Instrument	20221128002770
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	4 CEDAR ST, SAUGUS, MA 01906-3512

Mortgage

Document Number	221128002780
Date	Nov 28, 2022
Instrument	221128002780

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,707.00 (+2.51%)	$534,400 (+2.24%) Land $311,000 Building $223,400	$622,250
2024	$5,567.00 (+4.06%)	$522,700 (+10.02%) Land $302,600 Building $220,100
2023	$5,350.00	$475,100 Land $264,800 Building $210,300

Flood & Wildfire

4 Cedar St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.