Essex County and Saugus Town property record for 12 Cedar St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,642 sqft Living Area |
| Lot Size | 4,186 sqft (0.096 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (2013) |
| Tax Bill | $5,953.00 (2025) |
| Primary APN | SAUG M:007-E B:0003 L:0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,642 sqft Living Area |
| Gross Area | 2,474 sqft Gross Area |
| 1st Floor | 720 sqft 1st Floor |
| Basement Area | 720 sqft Basement |
| Unfinished Basement | 338 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,186 sqft (0.096 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 4297000 |
|---|---|
| Street Address | 12 CEDAR ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3512 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | SAUGUS MA |
| Minor Civil Division | SAUGUS |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 208200 |
Source: Essex County and Saugus Town records · APN SAUG M:007-E B:0003 L:0001
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12 CEDAR ST, SAUGUS, MA 01906-3512 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Mar 02, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| May 29, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2013 · Amount on Record |
| Deed Sale | Jul 01, 2013 · Amount on Record |
| Prior Sale | Jan 30, 2013 · Amount on Record |
| Deed Book / Page | 32619 / 175 |
| Last Transfer Date | May 27, 2020 |
| Transfer Doc | 38561-351 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 CEDAR ST, SAUGUS, MA 01906-3512 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039597-323 |
|---|---|
| Date | Mar 02, 2021 |
| Book Page | 39597/323 |
| Instrument | 20210302005100 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | May 29, 2020 |
| Property Address | 12 CEDAR ST, SAUGUS, MA 01906-3512 |
| Document Number | 38561-351 |
| Book / Page | 038561 / 000351 |
| Instrument Date | May 27, 2020 |
| Instrument | 29001470 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 CEDAR ST SAUGUS MA 019063512, SAUGUS, MA 01906-3512 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 CEDAR ST, SAUGUS, MA 01906-3512 |
| Document Number | 37707-311 |
| Instrument Date | Jul 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 CEDAR ST SAUGUS MA 019063512, SAUGUS, MA 01906-3512 |
| Document Number | 37707-311 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 037707/000311 |
| Instrument | 1907301800 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2049 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,953.00 (+2.6%) | $557,400 (+2.31%) Land $311,500 Building $245,900 | $571,140 |
| 2024 | $5,802.00 (+4%) | $544,800 (+9.95%) Land $303,100 Building $241,700 | |
| 2023 | $5,579.00 | $495,500 Land $265,200 Building $230,300 |
12 Cedar St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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