3 Cedar St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 3 Cedar St, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1950
Square Footage1,472 sqft Living Area
Lot Size4,051 sqft (0.093 acres)
OccupancyOwner Occupied
Last Sale$561,000 (2022)
Tax Bill$5,753.00 (2025)

Owner

Source: Essex County and Saugus Town records · APN SAUG M:007-E B:0002 L:0005

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 CEDAR ST, SAUGUS, MA 01906-3511
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2021Deed of Trust, Mortgage · Stand Alone Refinance
QUICKEN LOANS INC
Nov 16, 2022Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 16, 2022 · Amount on Record
Deed SaleNov 16, 2022 · Amount on Record
Prior SaleOct 30, 2013 · Amount on Record
Deed Book / Page41304 / 454
Transfer Doc3246000373
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address3 CEDAR ST, SAUGUS, MA 01906-3511
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039617-403
DateMar 08, 2021
Book Page39617/403
Instrument20210308001480
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

November 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSAUGUS MA
Recording DateNov 16, 2022
Property Address3 CEDAR ST, SAUGUS, MA 01906-3511
Document Number041304-454
Book / Page41304 / 454
Instrument DateNov 16, 2022
Instrument20221116001820
Transaction TypeTransfer
Record UpdatedDec 02, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CEDAR ST, SAUGUS, MA 01906-3511

Mortgage

Document Number221116001830
DateNov 16, 2022
Instrument221116001830
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,753.00 (+2.71%)$538,700 (+2.43%) Land $311,000 Building $227,700$600,115
2024$5,601.00 (+6.12%)$525,900 (+12.2%) Land $302,600 Building $223,300
2023$5,278.00$468,700 Land $264,800 Building $203,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNSAUG M:007-E B:0002 L:0005
Alternative APNs
  • M:007=E B:0002 L:0005
  • 5364025

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,472 sqft Living Area
Gross Area2,704 sqft Gross Area
1st Floor990 sqft 1st Floor
Basement Area957 sqft Basement
Unfinished Basement957 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area4,051 sqft (0.093 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number5364025
Street Address3 CEDAR ST
CitySAUGUS
StateMA
Zip01906-3511
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionPLEASANT HILL STATION
Legal Block2
Legal Lot Number5
JurisdictionSAUGUS MA
Minor Civil DivisionSAUGUS
Census Blockgroup3
Census Block3018
Census Tract208200

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