4 Cedar Ln, Kearney, NE 68845 Property Records

Buffalo County property record for 4 Cedar Ln, Kearney, NE 68845

Property Summary

Property Type	Single Family Home
Details	3 bd · 0.5 ba · 1,234 sqft · built 2007
Lot Size	0.337 acres (14,700 sqft)
Owner	2 Individual Names on File
Last Sale	$226,900 (Oct 2017)
Tax Bill	$3,945 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2007 Construction Loan + 5 more
Flood Zone	Zone X (moderate risk)
APN	`60346000014550`

Property Details

APN / Parcel Number

Primary APN	`60346000014550`
Alternative APNs	`3651-03-2-01820-002-0004` `603460000`

Interior

Bedrooms	3 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,234 sqft Total Area
1st Floor Area	1,234 sqft
Basement Area	1,154 sqft
Finished Basement	866 sqft
Unfinished Basement	288 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	14,700 sqft (0.337 acres)
Lot Dimensions	1 ft deep x 14,700 ft wide
Garage Type	Mixed
Garage Area	1,028 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	54 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60346000014550
Street Address	4 CEDAR LN
City	KEARNEY
State	NE
Zip	68845-9670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	KEARNEY PLAZA SUB LT 4 BLK 2
Legal Subdivision	KEARNEY PLAZA SUB
Legal Block	2
Legal Lot Number	4
Jurisdiction	BUFFALO NE
Township / Civil Division	11
Census Block Group	4
Census Block	4010
Census Tract	969600

Owner

4 Cedar Ln is owned and occupied by two individuals who bought it in October 2017.

Source: Buffalo County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 CEDAR LN, KEARNEY, NE 68845-9670
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK
Apr 25, 2007	Deed of Trust, Mortgage · Construction Mortgage FIVE POINTS BANK
Nov 1, 2010	Deed of Trust, Mortgage FIVE POINTS BANK
Nov 27, 2012	Deed of Trust, Mortgage FIVE POINTS BANK
Oct 2, 2017	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK
Aug 8, 2012	Quit Claim Deed, Transfer Quitclaim
Sep 17, 2007	Warranty Deed, Subdivision Related Transfer FIVE POINTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2017 · Amount on File
Deed Sale	Oct 2, 2017 · Amount on File
Prior Sale	Sep 17, 2007 · Amount on File
Deed Document Number	20175918
Transfer Doc	0020125876
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	4 CEDAR LN, KEARNEY, NE 68845-9670
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202004076
Date	Jun 24, 2020
Instrument	2020-04076

Lender

Name	HEARTLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	4 CEDAR LN, KEARNEY, NE 68845-9670
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020072899
Date	Apr 25, 2007
Instrument	2007-2899

Lender

Name	FIVE POINTS BANK
Type	Seller
Address	1809 W 39TH ST, KEARNEY, NE 68845

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Oct 19, 2007

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	4 CEDAR LN, KEARNEY, NE 68845-9670
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007102
Date	Nov 1, 2010
Instrument	7102

Lender

Name	FIVE POINTS BANK
Address	1809 W 39TH ST, KEARNEY, NE 68845

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2040

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	4 CEDAR LN, KEARNEY, NE 68845-9670
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	BARNEY ABSTRACT AND TITLE COMPANY, BARNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020129086
Date	Nov 27, 2012
Instrument	2012-9086

Lender

Name	FIVE POINTS BANK
Type	Bank
Address	1809 W 39TH ST, KEARNEY, NE 68845

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2042

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Oct 2, 2017
Property Address	4 CEDAR LN, KEARNEY, NE 68845-9670
Document Number	0201705918
Instrument Date	Sep 28, 2017
Instrument	2017-05918
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	CENTRAL NEBRASKA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	0201705933
Date	Oct 3, 2017
Instrument	2017-05933

Lender

Name	HEARTLAND BANK
Type	Bank
Address	KEARNEY, NE 68847

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

August 2012: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUFFALO NE
Recording Date	Aug 8, 2012
Property Address	4 CEDAR LN, KEARNEY, NE 68845-9670
Document Number	0020125876
Instrument	2012-5876
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2007: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Sep 17, 2007
Property Address	4 CEDAR LN, KEARNEY, NE 68845-9670
Document Number	0020076924
Instrument	2007-6924
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 3, 2026
Title Company	GANZ

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020076925
Date	Sep 17, 2007
Instrument	2007-6925

Lender

Name	FIVE POINTS BANK
Address	1809 W 39TH ST, KEARNEY, NE 68845

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 4 Cedar Ln was $3,945.

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,290 (+3.34%) Land $57,995 Building $259,295	$317,290 (+3.34%) Land $57,995 Building $259,295
2025	$3,945.00	$307,045 Land $57,995 Building $249,050	$307,045 Land $57,995 Building $249,050
2023	$4,576.00	$268,885 Land $56,305 Building $212,580	$268,885 Land $56,305 Building $212,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Cedar Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 24, 2017

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Cedar Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications, Prairie Hills Wireless.

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