3 Cedar Ln, Kearney, NE 68845 Property Records

Buffalo County property record for 3 Cedar Ln, Kearney, NE 68845

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,390 sqft · built 2007
Lot Size	0.444 acres (19,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Jul 2019)
Tax Bill	$3,974 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`60345710114548`

Property Details

APN / Parcel Number

Primary APN	`60345710114548`
Alternative APNs	`3651-03-2-01820-002-0003` `603457101`

Interior

Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,390 sqft Total Area
1st Floor Area	1,390 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Unfinished Basement	1,300 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	19,333 sqft (0.444 acres)
Lot Dimensions	1 ft deep x 19,333 ft wide
Garage Type	Mixed
Garage Area	964 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	84 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60345710114548
Street Address	3 CEDAR LN
City	KEARNEY
State	NE
Zip	68845-9670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	KEARNEY PLAZA SUB LOT 3 BLK 2
Legal Subdivision	KEARNEY PLAZA SUB
Legal Block	2
Legal Lot Number	3
Jurisdiction	BUFFALO NE
Township / Civil Division	11
Census Block Group	4
Census Block	4010
Census Tract	969600

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 CEDAR LN, KEARNEY, NE 68845-9670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OMAHA
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OMAHA
Sep 14, 2011	Deed of Trust, Mortgage FIRST NATIONAL BANK OF OMAHA
Jun 15, 2007	Deed of Trust, Mortgage · Construction Mortgage FIVE POINTS BANK
Feb 27, 2009	Deed of Trust, Mortgage PLATTE VALLEY STATE BANK AND TRUST COMPA
Jul 15, 2019	Joint Tenancy Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OMAHA
Oct 9, 2007	Warranty Deed, Subdivision Related Transfer PLATTE VALLEY STATE BANK AND TRUST COMAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Prior Sale	Oct 9, 2007 · Amount on Record
Deed Document Number	20193529
Prior Transfer Date	Jul 8, 2019
Prior Transfer Doc	0201903529
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3 CEDAR LN, KEARNEY, NE 68845-9670
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201902906
Date	Jun 13, 2019
Instrument	2019-02906

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3 CEDAR LN, KEARNEY, NE 68845-9670
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	NEW TITLE, NE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101885
Date	Mar 10, 2021
Instrument	2021-01885

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3 CEDAR LN, KEARNEY, NE 68845-9670
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006058
Date	Sep 14, 2011
Instrument	6058

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Address	1620 DODGE ST, OMAHA, NE 68197

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2026

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3 CEDAR LN, KEARNEY, NE 68845-9670
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020074396
Date	Jun 15, 2007
Instrument	2007-4396

Lender

Name	FIVE POINTS BANK
Type	Seller
Address	1809 W 39TH ST, KEARNEY, NE 68845

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Dec 7, 2007

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3 CEDAR LN, KEARNEY, NE 68845-9670
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, GANZ

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001255
Date	Feb 27, 2009
Instrument	1255

Lender

Name	PLATTE VALLEY STATE BANK AND TRUST COMPA
Address	2223 2ND AVE, KEARNEY, NE 68847

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2039

July 2019: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BUFFALO NE
Recording Date	Jul 15, 2019
Property Address	3 CEDAR LN, KEARNEY, NE 68845-9670
Document Number	0201903529
Instrument Date	Jul 8, 2019
Instrument	2019-03529
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	VINTAGE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$551.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0201903530
Date	Jul 15, 2019
Instrument	2019-03530

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

October 2007: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Oct 9, 2007
Property Address	3 CEDAR LN, KEARNEY, NE 68845-9670
Document Number	0020077458
Instrument	2007-7458
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 3, 2026
Title Company	GANZ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020077459
Date	Oct 9, 2007
Instrument	2007-7459

Lender

Name	PLATTE VALLEY STATE BANK AND TRUST COMAN
Address	2223 2ND AVE, KEARNEY, NE 68847

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,730 (+3.37%) Land $63,830 Building $255,900	$319,730 (+3.37%) Land $63,830 Building $255,900
2025	$3,974.00 (-11.29%)	$309,305 (+17.49%) Land $63,830 Building $245,475	$309,305 (+17.49%) Land $63,830 Building $245,475
2023	$4,480.00	$263,270 Land $61,975 Building $201,295	$263,270 Land $61,975 Building $201,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications, Prairie Hills Wireless.

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