1 Cedar Ln, Kearney, NE 68845 Property Records

Buffalo County property record for 1 Cedar Ln, Kearney, NE 68845

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,301 sqft · built 2009
Lot Size	0.278 acres (12,113 sqft)
Owner	2 Individual Names on File
Last Sale	$148,500 (May 2010)
Tax Bill	$3,556 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Feb 2021 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`60345700014547`

Property Details

APN / Parcel Number

Primary APN	`60345700014547`
Alternative APNs	`3651-03-4-01820-002-0001` `603457000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,301 sqft Total Area
1st Floor Area	1,301 sqft
Basement Area	1,238 sqft
Unfinished Basement	1,238 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	12,113 sqft (0.278 acres)
Lot Dimensions	1 ft deep x 12,113 ft wide
Garage Type	Mixed
Garage Area	1,062 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	84 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	60345700014547
Street Address	1 CEDAR LN
City	KEARNEY
State	NE
Zip	68845-9670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	KEARNEY PLAZA SUB LOT 1 BLK 2
Legal Subdivision	KEARNEY PLAZA SUB
Legal Block	2
Legal Lot Number	1
Jurisdiction	BUFFALO NE
Township / Civil Division	11
Census Block Group	4
Census Block	4010
Census Tract	969600

Owner

1 Cedar Ln is owned and occupied by two individuals who acquired it in October 2023.

Source: Buffalo County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 CEDAR LN, KEARNEY, NE 68845-9670
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 29, 2025	Deed of Trust, Mortgage · Line of Credit TRIUS FCU
Sep 10, 2009	Deed of Trust, Mortgage · Construction Mortgage FIVE POINTS BANK
Feb 17, 2012	Deed of Trust, Mortgage · FHA Mortgage FIRST MORTGAGE COMPANY LLC
Oct 27, 2023	Intrafamily Transfer, Transfer
May 11, 2010	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CENTENNIAL LENDING, LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2010 · Amount on File
Deed Sale	May 11, 2010 · Amount on File
Deed Document Number	20102934
Last Transfer Date	Oct 24, 2023
Transfer Doc	0202304603
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1 CEDAR LN, KEARNEY, NE 68845-9670
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201705644
Date	Sep 20, 2017
Instrument	2017-05644

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2032

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1 CEDAR LN, KEARNEY, NE 68845-9670
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101367
Date	Feb 22, 2021
Instrument	2021-01367

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1 CEDAR LN, KEARNEY, NE 68845-9670
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202503517
Date	Jul 29, 2025
Instrument	2025-03517

Lender

Name	TRIUS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 28, 2045

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1 CEDAR LN, KEARNEY, NE 68845-9670
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006562
Date	Sep 10, 2009
Instrument	6562

Lender

Name	FIVE POINTS BANK
Type	Seller
Address	1809 W 39TH ST, KEARNEY, NE 68845

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1 CEDAR LN, KEARNEY, NE 68845-9670
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	BARNEY ABSTRACT AND TITLE COMPANY, BARNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001094
Date	Feb 17, 2012
Instrument	1094

Lender

Name	FIRST MORTGAGE COMPANY LLC
Type	Seller
Address	6501 BROADWAY EXT STE 25, OKLAHOMA CITY, OK 73116

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2042

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUFFALO NE
Recording Date	Oct 27, 2023
Property Address	1 CEDAR LN, KEARNEY, NE 68845-9670
Document Number	0202304603
Instrument Date	Oct 24, 2023
Instrument	2023-04603
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

May 2010: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	May 11, 2010
Property Address	1 CEDAR LN, KEARNEY, NE 68845-9670
Document Number	0000002934
Instrument	2934
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, GANZ

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002935
Date	May 11, 2010
Instrument	2935

Lender

Name	CENTENNIAL LENDING, LLC
Type	Seller
Address	4112 KODIAK CT STE D, LONGMONT, CO 80504

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1 Cedar Ln was $3,556.

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,440 (+3.48%) Land $50,745 Building $235,695	$286,440 (+3.48%) Land $50,745 Building $235,695
2025	$3,556.00	$276,805 Land $50,745 Building $226,060	$276,805 Land $50,745 Building $226,060
2023	$3,991.00 (+9.49%)	$234,515 (+12.9%) Land $49,265 Building $185,250	$234,515 (+12.9%) Land $49,265 Building $185,250
2022	$3,645.00	$207,715 Land $44,225 Building $163,490	$207,715 Land $44,225 Building $163,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Cedar Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 24, 2017

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Cedar Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications, Prairie Hills Wireless.

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