Lonoke County property record for 4 Black Oak Cir, Ward, AR 72176
| Property Type | Mobile Home |
|---|---|
| Details | 840 sqft |
| Owner | Owner Name on File |
| Last Sale | $231,000 (Oct 2011) |
| Tax Bill | $224 (2024) |
| Deeds & Mortgages | Feb 2019 Loan Modification Feb 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 113-00002-000 |
| Primary APN | 113-00002-000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Roof Material | Other |
|---|---|
| Driveway | Driveway |
| Driveway Area | 326 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4 BLACK OAK CIR |
|---|---|
| City | WARD |
| State | AR |
| Zip | 72176-8101 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT:2 CITY/MUNI/TWP:RURAL SUBD:BLACKOAK I SEC/TWN/RNG/MER:SEC 03 TWN 04N RNG 09W |
| Legal Range | 09W |
| Legal Township | 04N |
| Legal Section | 03 |
| Legal Subdivision | BLACKOAK I |
| Legal Lot Number | 2 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | CAROLINE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 20102 |
The current owner of 4 Black Oak Cir bought it in October 2011.
Source: Lonoke County records, as of October 17, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 19 WOODLAND DR, CABOT, AR 72023-9571 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2019 | Loan Modification, Mortgage ARVEST MTG |
| Feb 6, 2019 | Loan Modification, Mortgage · Conventional Mortgage ARVEST MTG |
| Nov 16, 2017 | Loan Modification, Mortgage · Conventional Mortgage ARVEST MTG |
| Last Sale | Oct 14, 2011 · Amount on File |
|---|---|
| Deed Sale | Oct 14, 2011 · Amount on File |
| Deed Document Number | 2011-010514 |
| Deed Book / Page | 2011 / 10514 |
| Record Updated | Jun 7, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 4 BLACK OAK CIR, WARD, AR 72176-8101 |
| Document Number | 0000002982 |
| Instrument Date | Feb 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 19 WOODLAND DR CABOT AR 720239571, CABOT, AR 72023-9571 |
| Document Number | 0000002982 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 2982 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | CABOT, AR 72023 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Apr 2, 2024 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 4 BLACK OAK CIR, WARD, AR 72176-8101 |
| Document Number | 0000001682 |
| Instrument Date | Feb 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 19 WOODLAND DR CABOT AR 720239571, CABOT, AR 72023-9571 |
| Document Number | 0000001682 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 1682 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | CABOT, AR 72023 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 24, 2024 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 4 BLACK OAK CIR, WARD, AR 72176-8101 |
| Document Number | 0000011615 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 19 WOODLAND DR CABOT AR 720239571, CABOT, AR 72023-9571 |
| Document Number | 0000011615 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 11615 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | CABOT, AR 72023 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 28, 2022 |
Source: Lonoke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,900 Land $2,000 Building $2,900 | ||
| 2024 | $224.00 (+1.36%) | ||
| 2023 | $221.00 | $4,900 Land $2,000 Building $2,900 | $24,500 Land $10,000 Building $14,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4 Black Oak Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2025 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Black Oak Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 70% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARD WATERWORKS serves 12,579 people · EPA ID AR0000345 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Connect2First Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures