2 Black Oak Cir, Ward, AR 72176 Property Records

Lonoke County property record for 2 Black Oak Cir, Ward, AR 72176

Property Summary

Property Type	Mobile Home
Details	1,120 sqft · built 2000
Owner	Individual Name on Record
Last Sale	$70,000 (Jul 2023)
Tax Bill	$425 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`113-00001-000`

Property Details

APN / Parcel Number

Primary APN	`113-00001-000`
Alternative APN	`17046`

Interior

Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Accessibility Features	Accessibility Features

Exterior

Year Built	Built 2000
Architectural Style	Mobile Home
Roof Material	Other
Driveway	Driveway
Driveway Area	400 sqft
Deck Area	80 sqft
Patio Area	160 sqft
Fence	Fence

Location & Zoning

Street Address	2 BLACK OAK CIR
City	WARD
State	AR
Zip	72176-8101
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT:1 CITY/MUNI/TWP:RURAL SUBD:BLACKOAK I SEC/TWN/RNG/MER:SEC 03 TWN 04N RNG 09W
Legal Range	09W
Legal Township	04N
Legal Section	03
Legal Subdivision	BLACKOAK I
Legal Lot Number	1
Jurisdiction	LONOKE AR
Township / Civil Division	CAROLINE
Census Block Group	2
Census Block	2021
Census Tract	20102

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 BLACK OAK CIR, WARD, AR 72176-8101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Jul 12, 2023	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Jan 4, 2023	Quit Claim Deed, Transfer Quitclaim
May 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2023 · Amount on Record
Deed Sale	Jul 12, 2023 · Amount on Record
Prior Sale	Jan 4, 2023
Deed Document Number	2023-06058
Deed Book / Page	2023 / 6058
Record Updated	Jun 7, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	2 BLACK OAK CIR, WARD, AR 72176-8101
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008740
Date	Oct 3, 2023
Book Page	2023/8740
Instrument	2023-08740

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	CHICOTA, TX 75425

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 12, 2023
Property Address	2 BLACK OAK CIR, WARD, AR 72176-8101
Document Number	0000006058
Book / Page	2023 / 6058
Instrument Date	Jun 9, 2023
Instrument	2023-06058
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	AMERICAN ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 E GRANDVIEW RD, PHOENIX, AZ 85022-2618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BLACK OAK CIR, WARD, AR 72176-8101

Mortgage

Document Number	0202306059
Date	Jul 12, 2023
Instrument	2023-06059

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Mortgage

Document Number	0000006060
Date	Jul 12, 2023
Book Page	2023/6060
Instrument	2023-06060

Lender

Name	SUPREME LENDING
Type	Mortgage Company
Address	DALLAS, TX 75254

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2033

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LONOKE AR
Recording Date	Jan 4, 2023
Property Address	2 BLACK OAK CIR, WARD, AR 72176-8101
Document Number	0000000139
Book / Page	2023 / 139
Instrument Date	Dec 29, 2022
Instrument	2023-00139
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3308 CARMINE CV, BRYANT, AR 72022-9127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 E GRANDVIEW RD, PHOENIX, AZ 85022-2618

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LONOKE AR
Recording Date	May 4, 2021
Property Address	2 BLACK OAK CIR, WARD, AR 72176-8101
Document Number	0000005805
Book / Page	2021 / 5805
Instrument Date	May 4, 2021
Instrument	2021-05805
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 BLACK OAK CIR, WARD, AR 72176-8101

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$9,260 (-) Land $2,000 Building $7,260
2024	$425.00 (+35.35%)
2023	$314.00 Homeowner's exemption	$9,260 (-) Land $2,000 Building $7,260	$46,300 (-) Land $10,000 Building $36,300
2022	$314.00 Homeowner's exemption	$9,260 Land $2,000 Building $7,260	$46,300 Land $10,000 Building $36,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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