4 Beech Tree Ct, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 4 Beech Tree Ct, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,130 sqft · built 1991
Lot Size	4.34 acres (189,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Jul 2021)
Tax Bill	$5,149 (2026)
Deeds & Mortgages	Jun 2024 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-1-87`

Property Details

APN / Parcel Number

Primary APN	`6-1-87`
Alternative APNs	`006-1-87` `06-1-87`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,130 sqft Finished Area
Basement Area	1,596 sqft
Unfinished Basement	1,357 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	189,050 sqft (4.34 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	473 sqft
Deck Area	1,676 sqft
Patio Area	1,109 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4 BEECH TREE CT
City	FREDERICKSBURG
State	VA
Zip	22407-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	RIVER BLUFFS LOT 87 SEC 3
Legal Subdivision	RIVER BLUFFS
Legal Lot Number	87
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	COURTLAND
Census Block Group	1
Census Block	1002
Census Tract	20106

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 BEECH TREE CT, FREDERICKSBURG, VA 22407-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2024	Deed of Trust, Mortgage · Line of Credit FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jul 12, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPOR
Jul 17, 2017	Warranty Deed, Transfer · VA Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	202121065
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	4 BEECH TREE CT, FREDERICKSBURG, VA 22407-2320
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0240008294
Date	Jun 24, 2024
Instrument	240008294

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 10, 2034

Interest

Rate Type	Adjustable Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jul 12, 2021
Property Address	4 BEECH TREE CT, FREDERICKSBURG, VA 22407-2320
Document Number	210021065
Instrument Date	Jul 6, 2021
Instrument	210021065
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BEECH TREE CT, FREDERICKSBURG, VA 22407-2320

Mortgage

Document Number	210021066
Date	Jul 12, 2021
Instrument	210021066

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPOR

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jul 17, 2017
Property Address	4 BEECH TREE CT, FREDERICKSBURG, VA 22407-2320
Document Number	201700012575
Instrument Date	Jun 20, 2017
Instrument	12575
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BEECH TREE CT FREDERICKSBURG VA 224072320, FREDERICKSBURG, VA 22407-2320

Mortgage

Document Number	201700012576
Date	Jul 17, 2017
Instrument	12576

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,149.00 (+7.9%)	$698,400 (+12.94%) Land $263,000 Building $435,400
2025			$698,400 (+12.94%) Land $263,000 Building $435,400
2023	$4,772.00	$618,400 Land $160,100 Building $458,300	$618,400 Land $160,100 Building $458,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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