1 Beech Tree Ct, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 1 Beech Tree Ct, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,644 sqft · built 1985
Lot Size	4.18 acres (182,081 sqft)
Owner	2 Individual Names on Record
Last Sale	$556,500 (Nov 2023)
Tax Bill	$4,290 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-1-90`

Property Details

APN / Parcel Number

Primary APN	`6-1-90`
Alternative APNs	`006-1-90` `06-1-90`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,644 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	182,081 sqft (4.18 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	190 sqft
Deck Area	762 sqft
Patio Area	762 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1 BEECH TREE CT
City	FREDERICKSBURG
State	VA
Zip	22407-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	RIVER BLUFFS LOT 90 SEC 3
Legal Subdivision	RIVER BLUFFS
Legal Lot Number	90
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	COURTLAND
Census Block Group	1
Census Block	1002
Census Tract	20106

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 BEECH TREE CT, FREDERICKSBURG, VA 22407-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 27, 2023	Warranty Deed, Transfer · VA Mortgage FIRST FEDERAL BANK
May 9, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage RIO 17 MIDLOTHAN LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2023 · Amount on Record
Deed Sale	Nov 27, 2023 · Amount on Record
Prior Sale	May 9, 2023 · Amount on Record
Deed Document Number	202315706
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	1 BEECH TREE CT, FREDERICKSBURG, VA 22407-2320
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BEECH TREE CT, FREDERICKSBURG, VA 22407-2320

Mortgage

Document Number	0260000248
Date	Jan 7, 2026
Instrument	260000248

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jul 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Nov 27, 2023
Property Address	1 BEECH TREE CT, FREDERICKSBURG, VA 22407-2320
Document Number	0230015706
Instrument Date	Nov 21, 2023
Instrument	230015706
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BEECH TREE CT, FREDERICKSBURG, VA 22407-2320

Mortgage

Document Number	0230015707
Date	Nov 27, 2023
Instrument	230015707

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	May 9, 2023
Property Address	1 BEECH TREE CT, FREDERICKSBURG, VA 22407-2320
Document Number	0230005913
Instrument Date	May 5, 2023
Instrument	230005913
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	GUARANTY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 BUNKER LN, FREDERICKSBURG, VA 22405-1269

Mortgage

Document Number	0230005914
Date	May 9, 2023
Instrument	230005914

Lender

Name	RIO 17 MIDLOTHAN LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,290.00 (+7.46%)	$581,900 (+7.03%) Land $219,100 Building $362,800
2025	$3,992.00 (+33.47%)	$543,700 (+40.24%) Land $172,900 Building $370,800	$581,900 (+7.03%) Land $219,100 Building $362,800
2024			$543,700 (+40.24%) Land $172,900 Building $370,800
2023	$2,991.00	$387,700 Land $133,400 Building $254,300	$387,700 Land $133,400 Building $254,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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