4 Apache Trl, Palmyra, VA 22963 Property Records

Fluvanna County property record for 4 Apache Trl, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2016
Square Footage	2,460 sqft Living Area
Lot Size	20,952 sqft (0.481 acres)
Occupancy	Owner Occupied
Last Sale	$319,900 (2006)
Tax Bill	$3,204.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18A 10 66`
Alternative APN	`5552`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	10 Rooms
Building Area	2,460 sqft Living Area
Gross Area	4,404 sqft Gross Area
1st Floor	2,240 sqft 1st Floor
Basement Area	1,120 sqft Basement
Unfinished Basement	1,120 sqft Unfinished
Stories	2 Stories
Primary Flooring	Softwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	20,952 sqft (0.481 acres)
Parking Spaces	2 Parking Spaces
Garage Area	440 sqft Garage

Exterior Amenities

Deck Area	144 sqft Deck
Porch	Porch
Porch Area	240 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Radiant Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	5552
Street Address	4 APACHE TRL
City	PALMYRA
State	VA
Zip	22963-3111
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DB 682-975 CHEROKEE-10 LOT 66 20,932 SF
Legal Subdivision	CHEROKEE
Legal Block	6
Legal Lot Number	66
Jurisdiction	FLUVANNA VA
Minor Civil Division	PALMYRA
Census Blockgroup	1
Census Block	1009
Census Tract	20104

Owner

Source: Fluvanna County records · APN 18A 10 66

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 APACHE TRL, PALMYRA, VA 22963-3111
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 15, 2006 · Amount on Record
Deed Sale	May 15, 2006 · Amount on Record
Deed Doc Number	20062776
Deed Book / Page	682 / 975
Record Refreshed	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	4 APACHE TRL, PALMYRA, VA 22963-3111
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230000593
Date	Mar 09, 2023
Instrument	230000593

Lender

Name	VIRGINIA COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,500 (-) Land $30,000 Building $394,500	$424,500 (-) Land $30,000 Building $394,500
2025	$3,204.00 (+11.17%)	$424,500 (+24.3%) Land $30,000 Building $394,500	$424,500 (+24.3%) Land $30,000 Building $394,500
2023		$341,500 Land $30,000 Building $311,500	$341,500 Land $30,000 Building $311,500
2022	$2,882.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.