3 Apache Trl, Palmyra, VA 22963 Property Records

Fluvanna County property record for 3 Apache Trl, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2.5 Baths
Year Built	Built 2004
Square Footage	2,331 sqft Living Area
Lot Size	23,043 sqft (0.529 acres)
Garage	676 sqft
Occupancy	Owner Occupied
Tax Bill	$2,702.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18A 10 7`
Alternative APN	`5932`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,331 sqft Living Area
Gross Area	4,507 sqft Gross Area
1st Floor	2,128 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Softwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2004
Exterior Material	Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	23,043 sqft (0.529 acres)
Parking Spaces	2 Parking Spaces
Garage Area	676 sqft Garage
Deck Area	412 sqft Deck
Porch Area	24 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	5932
Street Address	3 APACHE TRL
City	PALMYRA
State	VA
Zip	22963-3109
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DB 283-414 CHEROKEE-10 LOT 7 23,062 SF
Legal Lot Number	7
Jurisdiction	FLUVANNA VA
Minor Civil Division	PALMYRA
Census Blockgroup	1
Census Block	1001
Census Tract	20104

Owner

Source: Fluvanna County records · APN 18A 10 7

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 APACHE TRL, PALMYRA, VA 22963-3109
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,900 (-) Land $30,000 Building $327,900	$357,900 (-) Land $30,000 Building $327,900
2025	$2,702.00 (+10.24%)	$357,900 (+23.2%) Land $30,000 Building $327,900	$357,900 (+23.2%) Land $30,000 Building $327,900
2023		$290,500 Land $30,000 Building $260,500	$290,500 Land $30,000 Building $260,500
2022	$2,451.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.