Fluvanna County property record for 11 Apache Trl, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2011 |
| Square Footage | 1,236 sqft Living Area |
| Lot Size | 14,985 sqft (0.344 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $289,000 (2024) |
| Tax Bill | $2,099.00 (2025) |
| Primary APN | 18A 10 11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,236 sqft Living Area |
| Gross Area | 2,784 sqft Gross Area |
| 1st Floor | 1,236 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,985 sqft (0.344 acres) |
| Shed | 1 Shed |
|---|---|
| Deck Area | 192 sqft Deck |
| Porch Area | 120 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 4788 |
|---|---|
| Street Address | 11 APACHE TRL |
| City | PALMYRA |
| State | VA |
| Zip | 22963-3109 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INST 240000942 CHEROKEE-10 LOT 11 15,000 SF |
| Legal Subdivision | CHEROKEE |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | FLUVANNA VA |
| Minor Civil Division | PALMYRA |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 20104 |
Source: Fluvanna County records · APN 18A 10 11
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 APACHE TRL, PALMYRA, VA 22963-3109 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 24, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROSS MORTGAGE CORP |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Jan 08, 2019 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 2024 · Amount on Record |
| Deed Sale | Apr 24, 2024 · Amount on Record |
| Prior Sale | Jan 08, 2019 · Amount on Record |
| Deed Doc Number | 2024942 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 11 APACHE TRL, PALMYRA, VA 22963-3109 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0240000943 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 240000943 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 11 APACHE TRL, PALMYRA, VA 22963-3109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | RGS TITLE |
| Name | Verified Name |
|---|
| Document Number | 200002938 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 200002938 |
| Name | PROSPERITY HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jan 08, 2019 |
| Property Address | 11 APACHE TRL, PALMYRA, VA 22963-3109 |
| Document Number | 1900062 |
| Map Reference | PB 103 PG 334 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 1900062 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 APACHE TRL, PALMYRA, VA 22963-3109 |
| Document Number | 1900063 |
|---|---|
| Date | Jan 08, 2019 |
| Instrument | 1900063 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $278,100 (-) Land $30,000 Building $248,100 | $278,100 (-) Land $30,000 Building $248,100 | |
| 2025 | $2,099.00 (+31.35%) | $278,100 (+46.83%) Land $30,000 Building $248,100 | $278,100 (+46.83%) Land $30,000 Building $248,100 |
| 2023 | $189,400 Land $30,000 Building $159,400 | $189,400 Land $30,000 Building $159,400 | |
| 2022 | $1,598.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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