4 Albert Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Lopatcong Township property record for 4 Albert Ave, Phillipsburg, NJ 08865

Property Summary

Property TypeSingle Family Home
Details3,076 sqft · built 1998
Lot Size0.71 acres (30,928 sqft)
Owner2 Individual Names on Record
Last Sale$20,000 (Jan 1995)
Tax Bill$11,319 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN15-00086-07-00040

Property Details

APN / Parcel Number

Primary APN15-00086-07-00040
Alternative APNs
  • 1500086000700040
  • 1500086000000040

Interior

Stories1 Story
Building Area3,076 sqft Living Area
1st Floor Area3,076 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick
Construction TypeBrick
Lot Area30,928 sqft (0.71 acres)

Location & Zoning

Old Parcel Number1500086000000040
Street Address4 ALBERT AVE
CityPHILLIPSBURG
StateNJ
Zip08865-2065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR150
Legal SubdivisionTOWNSHIP/ LOPATCONG
Legal Block86.7
Legal Lot Number40
JurisdictionWARREN NJ
Township / Civil DivisionLOPATCONG
Census Block Group2
Census Block2023
Census Tract32200

Owner

Source: Warren County and Lopatcong Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 ALBERT AVE, PHILLIPSBURG, NJ 08865-2065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAKER FCU
Apr 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUAINT OAK MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 1995 · Amount on Record
Deed SaleJan 31, 1995 · Amount on Record
Deed Document Number199557772
Deed Book / Page1406 / 290
Last Transfer DateSep 11, 1997
Transfer Doc0000082398
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN NJ
Property Address4 ALBERT AVE, PHILLIPSBURG, NJ 08865-2065
Transaction TypeMortgage
Record UpdatedNov 10, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007053/10
DateMar 11, 2021
Book Page7053/10
Instrument2021-548015
Lender
NameBAKER FCU
TypeCredit Union
AddressPHILLIPSBURG, NJ 08865
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN NJ
Property Address4 ALBERT AVE, PHILLIPSBURG, NJ 08865-2065
Document Number0000474024
Book / Page006435 / 000001
Instrument DateApr 7, 2017
Transaction TypeMortgage
Record UpdatedJun 6, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 ALBERT AVE PHILLIPSBURG NJ 088652065, PHILLIPSBURG, NJ 08865-2065

Mortgage

Document Number0000474024
DateApr 17, 2017
Book Page006435/000001
Instrument474024
Lender
NameQUAINT OAK MTG
TypeMortgage Company
AddressALLENTOWN, PA 18109
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 16, 2047

Tax Assessment & Valuation

Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyWarren County
County SubdivisionLopatcong Township
Unified School DistrictLopatcong Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$372,100 (-) Land $84,200 Building $287,900$372,100 (-) Land $84,200 Building $287,900
2025$11,319.00 (+1.84%)$372,100 (-) Land $84,200 Building $287,900$372,100 (-) Land $84,200 Building $287,900
2024$11,114.00 (+4.77%)
2023$372,100 (+2.09%) Land $84,200 Building $287,900$372,100 (+2.09%) Land $84,200 Building $287,900
2022$10,608.00 (-1.9%)$364,500 Land $84,200 Building $280,300$364,500 Land $84,200 Building $280,300
2021$10,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1992–2011)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Service Electric Cable TV
Cable
1,000 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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