3 Albert Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Lopatcong Township property record for 3 Albert Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	2,406 sqft · built 2000
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Nov 2022)
Tax Bill	$9,619 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00086-07-00042`

Property Details

APN / Parcel Number

Primary APN	`15-00086-07-00042`
Alternative APNs	`1500086000700042` `1500086000000042`

Interior

Stories	2 Stories
Building Area	2,406 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	32,670 sqft (0.75 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1500086000000042
Street Address	3 ALBERT AVE
City	PHILLIPSBURG
State	NJ
Zip	08865-2060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R150
Legal Block	86.7
Legal Lot Number	42
Jurisdiction	WARREN NJ
Township / Civil Division	LOPATCONG
Census Block Group	2
Census Block	2023
Census Tract	32200

Owner

Source: Warren County and Lopatcong Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 ALBERT AVE, PHILLIPSBURG, NJ 08865-2060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Nov 4, 2013 · Amount on Record
Deed Document Number	2022584843
Deed Book / Page	3309 / 86
Prior Transfer Date	May 1, 2012
Prior Transfer Doc	2431/023
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Nov 10, 2022
Property Address	3 ALBERT AVE, PHILLIPSBURG, NJ 08865-2060
Document Number	0003309/86
Book / Page	3309 / 86
Instrument Date	Oct 13, 2022
Instrument	2022-584843
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 ALBERT AVE, 3, PHILLIPSBURG, NJ 08865-2060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ALBERT AVE, PHILLIPSBURG, NJ 08865-2060

Mortgage

Document Number	2022584844
Date	Nov 10, 2022
Instrument	2022-584844

Lender

Name	MY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Lopatcong Township
Unified School District	Lopatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,200 (-) Land $85,000 Building $231,200	$316,200 (-) Land $85,000 Building $231,200
2025	$9,619.00 (+1.84%)	$316,200 (-) Land $85,000 Building $231,200	$316,200 (-) Land $85,000 Building $231,200
2024	$9,445.00 (+4.78%)
2023		$316,200 Land $85,000 Building $231,200	$316,200 Land $85,000 Building $231,200
2022	$9,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1992–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20