Warren County and Lopatcong Township property record for 1 Albert Ave, Phillipsburg, NJ 08865
| Property Type | Single Family Home |
|---|---|
| Details | 2,610 sqft · built 1988 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Mar 2023) |
| Tax Bill | $10,069 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Sep 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-00086-07-00043 |
| Primary APN | 15-00086-07-00043 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,610 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Lot Area | 32,670 sqft (0.75 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1500086000000043 |
|---|---|
| Street Address | 1 ALBERT AVE |
| City | PHILLIPSBURG |
| State | NJ |
| Zip | 08865-2060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R150 |
| Legal Subdivision | TOWN/LOPATCONG |
| Legal Block | 86.7 |
| Legal Lot Number | 43 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | LOPATCONG |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 32200 |
1 Albert Ave is owned and occupied by two individuals who bought it in March 2023.
Source: Warren County and Lopatcong Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 ALBERT AVE, PHILLIPSBURG, NJ 08865-2060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Sep 26, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Apr 8, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2023 · Amount on File |
| Deed Sale | Mar 7, 2023 · Amount on File |
| Prior Sale | Jun 26, 2014 · Amount on File |
| Deed Document Number | 2023589132 |
| Deed Book / Page | 3332 / 92 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Mar 7, 2023 |
| Property Address | 1 ALBERT AVE, PHILLIPSBURG, NJ 08865-2060 |
| Document Number | 0003332/92 |
| Book / Page | 3332 / 92 |
| Instrument Date | Feb 7, 2023 |
| Instrument | 2023-589132 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2023 |
| Title Company | PLS TITLE AND SETTLEMENT, PLS TITLE & SETTLEMENT OF WA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,012.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 MANOR DR, BYRAM TOWNSHIP, NJ 07821-3535 |
| Name | Verified Name |
|---|---|
| Address | 1 ALBERT AVE, PHILLIPSBURG, NJ 08865-2060 |
| Document Number | 2023589133 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | 2023-589133 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 1 ALBERT AVE, PHILLIPSBURG, NJ 08865-2060 |
| Document Number | 0000537703 |
| Instrument Date | Sep 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1 ALBERT AVE PHILLIPSBURG NJ 088652060, PHILLIPSBURG, NJ 08865-2060 |
| Document Number | 0000537703 |
|---|---|
| Date | Oct 17, 2020 |
| Book Page | 006952/000025 |
| Instrument | 537703 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 1 ALBERT AVE, PHILLIPSBURG, NJ 08865-2060 |
| Document Number | 0000474233 |
| Instrument Date | Apr 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1 ALBERT AVE PHILLIPSBURG NJ 088652060, PHILLIPSBURG, NJ 08865-2060 |
| Document Number | 0000474233 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 006436/000339 |
| Instrument | 474233 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1 Albert Ave was $10,069, up 1.9% from the year before.
Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Warren County |
| County Subdivision | Lopatcong Township |
| Unified School District | Lopatcong Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,000 (-) Land $85,000 Building $246,000 | $331,000 (-) Land $85,000 Building $246,000 | |
| 2025 | $10,069.00 (+1.85%) | $331,000 Land $85,000 Building $246,000 | $331,000 Land $85,000 Building $246,000 |
| 2024 | $9,886.00 | ||
| 2023 | $331,000 Land $85,000 Building $246,000 | $331,000 Land $85,000 Building $246,000 | |
| 2022 | $9,436.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Albert Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1992–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Albert Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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