4 8th St, Ridgely, MD 21660 Property Records

Caroline County property record for 4 8th St, Ridgely, MD 21660

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,138 sqft · built 1994
Lot Size0.229 acres (9,954 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Dec 2024)
Tax Bill$3,384 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Jan 2020 Sale
Flood ZoneZone X (minimal risk)
APN07-016484

Property Details

APN / Parcel Number

Primary APN07-016484
Alternative APNs
  • 7016484
  • 016484

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,138 sqft Total Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,954 sqft (0.229 acres)
PorchPorch
Porch Area240 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number016484
Street Address4 8TH ST
CityRIDGELY
StateMD
Zip21660-1928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description9,954 SF L-33 SE/S GREENS RTE 480 GREENRIDGE SUBDV
Legal SubdivisionGREENRIDGE SUB
Legal Lot Number33
JurisdictionCAROLINE MD
Township / Civil Division7, RIDGELY
Census Block Group1
Census Block1053
Census Tract955201

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 8TH ST, RIDGELY, MD 21660-1928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2021Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jan 6, 2020Grant Deed, Transfer
EASTERN MT TITLE COMPANY, EASTERN SHR TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2024 · Amount on Record
Deed SaleDec 19, 2024 · Amount on Record
Prior SaleJan 29, 2021 · Amount on Record
Deed Book / Page1707 / 422
Record UpdatedSep 20, 2026

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionCAROLINE MD
Recording DateJan 29, 2021
Property Address4 8TH ST, RIDGELY, MD 21660-1928
Document Number0014660253
Book / Page1466 / 253
Map ReferenceMCAB 6 PL 26-B
Instrument DateJan 25, 2021
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyEASTERN MT TITLE COMPANY, EASTERN SHORE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4 8TH ST, RIDGELY, MD 21660-1928

Mortgage

Document Number0001466258
DateJan 29, 2021
Instrument1466/258
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAROLINE MD
Recording DateJan 6, 2020
Property Address4 8TH ST, RIDGELY, MD 21660-1928
Document Number0013940397
Book / Page001394 / 000397
Instrument DateJan 2, 2020
Transaction TypeTransfer
Record UpdatedJan 29, 2020
Title CompanyEASTERN MT TITLE COMPANY, EASTERN SHR TITLE CO

Transaction

AmountAmount Recorded
Tax$88.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 858 RIDGELY MD 216600858, RIDGELY, MD 21660-0858

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
MunicipalityRidgely Town
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$249,300 (+34.06%)$274,100 (+37.26%) Land $53,500 Building $220,600
2025$3,384.00 (+18.95%)
2023$2,845.00$185,967$199,700 Land $53,500 Building $146,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1999–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF RIDGELY
serves 1,600 people · EPA ID MD0050006
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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