3 8th St, Ridgely, MD 21660 Property Records

Caroline County property record for 3 8th St, Ridgely, MD 21660

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,248 sqft · built 2000
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on Record
Last Sale$180,990 (Sep 2020)
Tax Bill$3,463 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Sep 2019 Transfer
Flood ZoneZone X (minimal risk)
APN07-016573

Property Details

APN / Parcel Number

Primary APN07-016573
Alternative APNs
  • 7016573
  • 016573

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Total Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number016573
Street Address3 8TH ST
CityRIDGELY
StateMD
Zip21660-1929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description7500 SQ FT L-24 SE/S GREENS RTE 480 GREENRIDGE SUBDV
Legal SubdivisionGREENRIDGE SUB
Legal Lot Number24
JurisdictionCAROLINE MD
Township / Civil Division7, RIDGELY
Census Block Group1
Census Block1052
Census Tract955201

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3 8TH ST, RIDGELY, MD 21660-1929
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2020Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Sep 30, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2020 · Amount on Record
Deed SaleSep 22, 2020 · Amount on Record
Prior SaleMar 31, 2000 · Amount on Record
Deed Book / Page1439 / 270
Prior Transfer DateApr 16, 2019
Prior Transfer Doc0013770275
Record UpdatedSep 20, 2026

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionCAROLINE MD
Recording DateSep 22, 2020
Property Address3 8TH ST, RIDGELY, MD 21660-1929
Document Number0014390270
Book / Page1439 / 270
Map ReferenceCAB 6 PL 26-B
Instrument DateSep 15, 2020
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyVENTURE TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3 8TH ST, RIDGELY, MD 21660-1929

Mortgage

Document Number0001439275
DateSep 22, 2020
Instrument1439/275
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAROLINE MD
Recording DateSep 30, 2019
Property Address3 8TH ST, RIDGELY, MD 21660-1929
Document Number0013770275
Book / Page001377 / 000275
Instrument DateApr 16, 2019
Transaction TypeTransfer
Record UpdatedOct 14, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 8TH ST RIDGELY MD 216601929, RIDGELY, MD 21660-1929

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
MunicipalityRidgely Town
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,433 (+11.61%)$283,100 (-) Land $52,500 Building $230,600
2025$3,463.00 (+21.3%)$229,767 (+23.11%)$283,100 (+39.39%) Land $52,500 Building $230,600
2023$2,855.00$186,633$203,100 Land $52,500 Building $150,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1999–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF RIDGELY
serves 1,600 people · EPA ID MD0050006
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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