Caroline County property record for 2 8th St, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,000 sqft · built 1993 |
| Lot Size | 0.368 acres (16,015 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Sep 2021) |
| Tax Bill | $3,312 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-016492 |
| Primary APN | 07-016492 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,000 sqft Total Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,015 sqft (0.368 acres) |
| Patio Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 016492 |
|---|---|
| Street Address | 2 8TH ST |
| City | RIDGELY |
| State | MD |
| Zip | 21660-1928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 16015 SQ FT L-32 SE/S GREENS RTE 480 GREENRIDGE SUBDV |
| Legal Subdivision | GREENRIDGE SUB |
| Legal Lot Number | 32 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 955201 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 8TH ST, RIDGELY, MD 21660-1928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Sep 15, 2021 | Deed, Transfer · VA Mortgage USAA FSB |
| Dec 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2021 · Amount on Record |
| Deed Sale | Sep 15, 2021 · Amount on Record |
| Prior Sale | Nov 30, 2001 · Amount on Record |
| Deed Book / Page | 1522 / 275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 2 8TH ST, RIDGELY, MD 21660-1928 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | NOT AVAILABLE, DBA ADMIRAL TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0015580170 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 1558/170 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Sep 15, 2021 |
| Property Address | 2 8TH ST, RIDGELY, MD 21660-1928 |
| Document Number | 0015220275 |
| Book / Page | 1522 / 275 |
| Map Reference | CAB 6 |
| Instrument Date | Jul 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | NOT AVAILABLE, DBA ADMIRAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2 8TH ST, RIDGELY, MD 21660-1928 |
| Document Number | 0001522281 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 1522/281 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 2 8TH ST, RIDGELY, MD 21660-1928 |
| Document Number | 0012900245 |
| Book / Page | 001290 / 000245 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 2 8TH ST RIDGELY MD 216601928, RIDGELY, MD 21660-1928 |
| Document Number | 0012900245 |
|---|---|
| Date | Dec 22, 2017 |
| Book Page | 001290/000245 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2047 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,312.00 (+10.22%) | $222,667 (+37.45%) | $246,000 (+39.77%) Land $55,900 Building $190,100 |
| 2025 | $3,005.00 (+21.27%) | ||
| 2023 | $2,478.00 | $162,000 | $176,000 Land $55,900 Building $120,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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