Kane County property record for 3N309 E Mary Ln, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,237 sqft · built 1970 |
| Lot Size | 0.962 acres (41,919 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Aug 2023) |
| Tax Bill | $10,143 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-30-404-004 |
| Primary APN | 09-30-404-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,237 sqft Living Area |
| Basement Area | 1,316 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,919 sqft (0.962 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3N309 E MARY LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-7825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 014-LKECHRLT,RNBWHIL |
| Legal Subdivision | LAKE CHARLOTTE |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 852204 |
3N309 E Mary Ln is owned and occupied by two individuals who bought it in August 2023.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3N309 E MARY LN, SAINT CHARLES, IL 60175-7825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on File |
| Deed Sale | Aug 7, 2023 · Amount on File |
| Prior Sale | Jun 20, 2013 · Amount on File |
| Deed Document Number | 202326747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 7, 2023 |
| Property Address | 3N309 E MARY LN, ST CHARLES, IL 60175-7825 |
| Document Number | 0000026747 |
| Instrument Date | Aug 2, 2023 |
| Instrument | 2023K026747 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3N309 E MARY LN, SAINT CHARLES, IL 60175-7825 |
| Document Number | 0000026748 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 2023K026748 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Change Frequency | 6 Months |
|---|---|
| Index | 5-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3N309 E MARY LN, ST CHARLES, IL 60175-7825 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000039403 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2021K039403 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
The 2025 property tax bill for 3N309 E Mary Ln was $10,143 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,143.00 | $160,923 (+15.8%) Land $50,521 Building $110,402 | $482,962 (+15.8%) Land $151,624 Building $331,339 |
| 2024 | $138,965 Land $37,240 Building $101,725 | $417,062 Land $111,765 Building $305,297 | |
| 2022 | $7,282.00 (+6.15%) Homeowner's exemption | $101,208 (+4.91%) Land $33,203 Building $68,005 | $303,624 (+4.91%) Land $99,609 Building $204,015 |
| 2021 | $6,860.00 Homeowner's exemption | $96,471 Land $31,649 Building $64,822 | $289,413 Land $94,947 Building $194,466 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3N309 E Mary Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3N309 E Mary Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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