38W475 E Mary Ln, Saint Charles, IL 60175 Property Records

Kane County property record for 38W475 E Mary Ln, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,610 sqft · built 1970
Lot Size0.59 acres (25,695 sqft)
OwnerTrust Name on File
Last Sale$318,500 (Jul 2016)
Tax Bill$9,040 (2025)
Flood ZoneZone X (minimal risk)
APN09-30-403-002

Property Details

APN / Parcel Number

Primary APN09-30-403-002

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,610 sqft Living Area
1st Floor Area1,610 sqft
Basement Area1,288 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleSplit Level
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,695 sqft (0.59 acres)
Garage TypeAttached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address38W475 E MARY LN
CitySAINT CHARLES
StateIL
Zip60175-7825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE CHARLOTTE - LOT 22 BLK 2
Legal SubdivisionLAKE CHARLOTTE
Legal Block2
Legal Lot Number22
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2022
Census Tract852204

Owner

38W475 E Mary Ln is owner-occupied and held in a trust since March 2024.

Source: Kane County records, as of July 23, 2026

Owner of RecordTrust Name on File
Mailing Address38W475 E MARY LN, SAINT CHARLES, IL 60175-7825
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2016 · Amount on File
Deed SaleJul 27, 2016 · Amount on File
Prior SaleAug 5, 1999 · Amount on File
Deed Document Number201638786
Last Transfer DateMar 12, 2024
Transfer Doc0000030228
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 38W475 E Mary Ln was $9,040.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,040.00$143,402 (+8.53%) Land $40,417 Building $102,985$430,378 (+8.53%) Land $121,300 Building $309,079
2024$132,131 Land $37,240 Building $94,891$396,552 Land $111,765 Building $284,787
2022$7,837.00 (+6.13%) Homeowner's exemption$108,465 (+4.91%) Land $33,203 Building $75,262$325,395 (+4.91%) Land $99,609 Building $225,786
2021$7,384.00 Homeowner's exemption$103,389 Land $31,649 Building $71,740$310,167 Land $94,947 Building $215,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38W475 E Mary Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38W475 E Mary Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

Nearby Properties on E Mary Ln

Nearby Streets

Search Property Records by Address or Parcel Number