3N231 E Mary Ln, Saint Charles, IL 60175 Property Records

Kane County property record for 3N231 E Mary Ln, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,004 sqft · built 1971
Lot Size0.786 acres (34,236 sqft)
Owner2 Trust Names on File
Last Sale$585,000 (Oct 2024)
Tax Bill$10,793 (2025)
Deeds & MortgagesDec 2025 Transfer
Flood ZoneZone X (minimal risk)
APN09-30-404-010

Property Details

APN / Parcel Number

Primary APN09-30-404-010

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,004 sqft Living Area
1st Floor Area2,004 sqft
Basement Area1,506 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area34,236 sqft (0.786 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3N231 E MARY LN
CitySAINT CHARLES
StateIL
Zip60175-7825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 014-LKECHRLT,RNBWHIL
Legal SubdivisionLAKE CHARLOTTE
Legal Block2
Legal Lot Number11
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2021
Census Tract852204

Owner

3N231 E Mary Ln is owner-occupied and held in a trust since November 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Trust Names on File
Mailing Address3N231 E MARY LN, SAINT CHARLES, IL 60175-7825
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2024 · Amount on File
Deed SaleOct 9, 2024 · Amount on File
Deed Document Number202436816
Last Transfer DateNov 18, 2025
Transfer Doc0000048580
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateDec 8, 2025
Property Address3N231 E MARY LN, ST CHARLES, IL 60175-7825
Document Number0000048580
Instrument DateNov 18, 2025
Instrument2025K048580
Transaction TypeTransfer
Record UpdatedDec 17, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3N231 E MARY LN, SAINT CHARLES, IL 60175-7825

Tax Assessment & Valuation

The 2025 property tax bill for 3N231 E Mary Ln was $10,793, up 8.6% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,793.00 (+8.65%)$169,661 (+8.53%) Land $40,417 Building $129,244$509,187 (+8.53%) Land $121,300 Building $387,887
2024$9,934.00 Homeowner's exemption$156,326 Land $37,240 Building $119,086$469,166 Land $111,765 Building $357,401
2022$8,109.00 (+6.38%) Homeowner's exemption$117,012 (+4.91%) Land $33,203 Building $83,809$351,036 (+4.91%) Land $99,609 Building $251,427
2021$7,623.00 Homeowner's exemption$111,536 Land $31,649 Building $79,887$334,608 Land $94,947 Building $239,661

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3N231 E Mary Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3N231 E Mary Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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