Kane County property record for 3N174 E Mary Ln, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,606 sqft · built 1969 |
| Lot Size | 0.726 acres (31,631 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Jun 2016) |
| Tax Bill | $7,944 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-30-376-021 |
| Primary APN | 09-30-376-021 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,606 sqft Living Area |
| 1st Floor Area | 1,606 sqft |
| Basement Area | 866 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,631 sqft (0.726 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3N174 E MARY LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-5502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE CHARLOTTE - LOT 2 BLK 2 |
| Legal Subdivision | LAKE CHARLOTTE |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 852204 |
3N174 E Mary Ln is owned and occupied by two individuals who bought it in June 2016.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3N174 E MARY LN, SAINT CHARLES, IL 60175-5502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Nov 30, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2016 · Amount on File |
| Deed Sale | Jun 8, 2016 · Amount on File |
| Deed Document Number | 201628226 |
| Prior Transfer Date | May 31, 2016 |
| Prior Transfer Doc | 0000028226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3N174 E MARY LN, ST CHARLES, IL 60175-5502 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3N174 E MARY LN, SAINT CHARLES, IL 60175-5502 |
| Document Number | 0000030943 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022K030943 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3N174 E MARY LN, ST CHARLES, IL 60175-5502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000062367 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 2017K062367 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2047 |
The 2025 property tax bill for 3N174 E Mary Ln was $7,944 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,944.00 Homeowner's exemption Senior Citizen's exemption | $134,988 (+8.53%) Land $40,417 Building $94,571 | $405,126 (+8.53%) Land $121,300 Building $283,827 |
| 2024 | $124,378 Land $37,240 Building $87,138 | $373,283 Land $111,765 Building $261,519 | |
| 2022 | $6,977.00 (+6.45%) Homeowner's exemption | $102,219 (+4.91%) Land $33,203 Building $69,016 | $306,657 (+4.91%) Land $99,609 Building $207,048 |
| 2021 | $6,554.00 Homeowner's exemption | $97,435 Land $31,649 Building $65,786 | $292,305 Land $94,947 Building $197,358 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3N174 E Mary Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3N174 E Mary Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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