Kane County property record for 3N200 E Mary Ln, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,259 sqft · built 1968 |
| Lot Size | 0.751 acres (32,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $312,500 (Jan 2002) |
| Tax Bill | $11,107 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-30-376-016 |
| Primary APN | 09-30-376-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,259 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,700 sqft (0.751 acres) |
| Garage Type | Attached |
| Garage Area | 876 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3N200 E MARY LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-5502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 1 OTTE |
| Legal Subdivision | LAKE CHARLOTTE |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 852204 |
3N200 E Mary Ln is owned and occupied by two individuals who bought it in January 2002.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3N200 E MARY LN, SAINT CHARLES, IL 60175-5502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Jun 15, 2018 | Deed of Trust, Mortgage · Commercial Mortgage WEST SUBURBAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2002 · Amount on File |
| Deed Sale | Jan 7, 2002 · Amount on File |
| Deed Document Number | 20022285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3N200 E MARY LN, ST CHARLES, IL 60175-5502 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000034939 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 2022K034939 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3N200 E MARY LN, ST CHARLES, IL 60175-5502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028357 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 2018K028357 |
| Name | WEST SUBURBAN BANK |
|---|---|
| Type | Bank |
| Address | LOMBARD, IL 60148 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Change Frequency | Monthly |
The 2025 property tax bill for 3N200 E Mary Ln was $11,107 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,107.00 Homeowner's exemption | $174,371 (+8.53%) Land $40,417 Building $133,954 | $523,322 (+8.53%) Land $121,300 Building $402,023 |
| 2024 | $160,666 Land $37,240 Building $123,426 | $482,191 Land $111,765 Building $370,426 | |
| 2022 | $9,660.00 (+6.07%) Homeowner's exemption | $132,298 (+4.91%) Land $33,203 Building $99,095 | $396,894 (+4.91%) Land $99,609 Building $297,285 |
| 2021 | $9,107.00 Homeowner's exemption | $126,106 Land $31,649 Building $94,457 | $378,318 Land $94,947 Building $283,371 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3N200 E Mary Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3N200 E Mary Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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