39W028 Cheyenne Ct, Elgin, IL 60124 Property Records

Kane County property record for 39W028 Cheyenne Ct, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,078 sqft · built 1988
Lot Size0.93 acres (40,511 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Nov 2010)
Tax Bill$7,948 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-01-428-012

Property Details

APN / Parcel Number

Primary APN05-01-428-012

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,078 sqft Living Area
Basement Area1,217 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialCombination
Construction TypeFrame
Lot Area40,511 sqft (0.93 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address39W028 CHEYENNE CT
CityELGIN
StateIL
Zip60124-7915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 OF WILDWOOD WEST UNIT 1
Legal SubdivisionWILDWOOD WEST
Legal Block2
Legal Lot Number7
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group2
Census Block2159
Census Tract850707

Owner

39W028 Cheyenne Ct is owned and occupied by two individuals who bought it in November 2010.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address39W028 CHEYENNE CT, ELGIN, IL 60124-7915
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2010 · Amount on File
Deed SaleNov 10, 2010 · Amount on File
Prior SaleFeb 13, 1997 · Amount on File
Deed Document Number201076486
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address39W028 CHEYENNE CT, ELGIN, IL 60124-7915
Transaction TypeMortgage
Record UpdatedJul 27, 2021
Title CompanyHERITAGE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073460
DateNov 30, 2020
Instrument2020K073460
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 39W028 Cheyenne Ct was $7,948 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,948.00 Homeowner's exemption$125,337 (+7.79%) Land $29,791 Building $95,546$376,161 (+7.79%) Land $89,409 Building $286,753
2024$116,279 Land $27,638 Building $88,641$348,977 Land $82,947 Building $266,029
2022$7,800.00 (+3.64%) Homeowner's exemption$96,669 (+7.4%) Land $23,138 Building $73,531$290,007 (+7.4%) Land $69,414 Building $220,593
2021$7,526.00 Homeowner's exemption$90,008 Land $22,353 Building $67,655$270,024 Land $67,059 Building $202,965

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39W028 Cheyenne Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39W028 Cheyenne Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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