3996 Baytowne Ave E, Miramar Beach, FL 32550 Property Records

Walton County property record for 3996 Baytowne Ave E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,372 sqft · built 2001
Lot Size	0.532 acres (23,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,594,500 (Mar 2022)
Tax Bill	$12,476 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42400-000-0070`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-0070`
Alternative APNs	`25-221-42400-000-0070` `1048050`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,372 sqft Living Area
Gross Area	4,587 sqft
1st Floor Area	3,372 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	23,174 sqft (0.532 acres)
Lot Dimensions	215 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	758 sqft
Porch	Finished Screened Porch
Porch Area	927 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3996 BAYTOWNE AVE E
City	MIRAMAR BEACH
State	FL
Zip	32550-5866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 7 PH 3 OF BAYTOWNE AVE EAST PB 10-7 & INT IN COMMON ELEMENTS AS REC IN OR 592-280 OR 2051-119 OR 2940-2371 OR 3245-4364
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	BAYTOWNE AVE EAST
Legal Phase	3
Legal Lot Number	7
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

Source: Walton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3996 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-5866
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 31, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Deed Document Number	202215332
Deed Book / Page	3245 / 4364
Prior Transfer Date	Dec 19, 2013
Prior Transfer Doc	0029402371
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	3996 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-5866
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3996 BAYTOWN AVE E, MIRAMAR BEACH, FL 32550-5866

Mortgage

Document Number	0033831504
Date	Jan 6, 2026
Book Page	3383/1504
Instrument	20260000310

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 31, 2022
Property Address	3996 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-5866
Document Number	0032454364
Book / Page	3245 / 4364
Map Reference	MB 10 PG 7
Instrument Date	Mar 30, 2022
Instrument	20220015332
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	CONSUMERS FIRST TITLE COMPANY INC, CONSUMERS FIRST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,161.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3996 BAYTOWNE AVE E, 3996, MIRAMAR BEACH, FL 32550-5866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3996 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-5866

Mortgage

Document Number	0032454368
Date	Mar 31, 2022
Instrument	3245/4368

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,476.00 (+10.13%)	$1,399,363 (+11.69%) Land $385,000 Building $1,014,363	$1,399,363 (+11.69%) Land $385,000 Building $1,014,363
2024	$11,328.00 (-0.49%)
2023	$11,384.00 (+93.77%)	$1,252,879 (+11.62%) Land $213,194 Building $1,039,685	$1,252,879 (+11.62%) Land $213,194 Building $1,039,685
2022	$5,875.00 Homeowner's exemption	$1,122,405 Land $236,645 Building $885,760	$1,122,405 Land $236,645 Building $885,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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