1480 Baytowne Ave E, Miramar Beach, FL 32550 Property Records

Walton County property record for 1480 Baytowne Ave E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,680 sqft · built 2003
Lot Size	0.48 acres (20,952 sqft)
Owner	2 Individual Names on Record
Last Sale	$762,500 (Jan 2016)
Tax Bill	$7,021 (2024)
Deeds & Mortgages	Dec 2019 Line of Credit Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42400-000-1480`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-1480`
Alternative APN	`1048120`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,680 sqft Living Area
Gross Area	5,294 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	20,952 sqft (0.48 acres)
Lot Dimensions	18.2 ft deep x 10.4 ft wide
Garage Type	Finished
Garage Area	812 sqft

Exterior Amenities

Porch	Porch
Porch Area	802 sqft
Deck Area	Deck Area
Fence	Fence
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1048120
Street Address	1480 BAYTOWNE AVE E
City	MIRAMAR BEACH
State	FL
Zip	32550-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1480 BAYTOWNE AVE EAST S/D PH II PB 8-22 OR 521-188 OR 1183-276 OR 2999-4616
Legal Range	21W
Legal Township	02S
Legal Section	25
Legal Subdivision	BAYTOWNE AVE EAST S/D PH
Legal Phase	2
Legal Lot Number	1480
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3012
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1480 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH
Feb 1, 2017	Loan Modification, Mortgage · Conventional Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2016 · Amount on Record
Deed Sale	Jan 19, 2016 · Amount on Record
Deed Document Number	2016000001704
Deed Book / Page	2999 / 4616
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1480 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4804
Document Number	0031270924
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1480 BAYTOWNE AVE E MIRAMAR BEACH FL 325504804, MIRAMAR BEACH, FL 32550-4804

Mortgage

Document Number	0031270924
Date	Dec 13, 2019
Book Page	003127/000924
Instrument	43614

Lender

Name	BANCORPSOUTH
Type	Bank
Address	MIRAMAR BEACH, FL 32550

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 12, 2024

Interest

Rate Type	Adjustable Rate

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	1480 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4804
Document Number	0031394430
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1480 BAYTOWNE AVE E MIRAMAR BEACH FL 325504804, MIRAMAR BEACH, FL 32550-4804

Mortgage

Document Number	0031394430
Date	Apr 16, 2020
Book Page	003139/004430
Instrument	13218

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,558,413 (+2.78%) Land $415,000 Building $1,143,413	$1,558,413 (+2.78%) Land $415,000 Building $1,143,413
2024	$7,021.00 (+3.71%)
2023	$6,770.00 (+1.12%) Homeowner's exemption	$1,516,230 (+9.61%) Land $345,407 Building $1,170,823	$1,516,230 (+9.61%) Land $345,407 Building $1,170,823
2022	$6,695.00 Homeowner's exemption	$1,383,293 Land $383,402 Building $999,891	$1,383,293 Land $383,402 Building $999,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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