2500 Baytowne Ave E, Miramar Beach, FL 32550 Property Records

Walton County property record for 2500 Baytowne Ave E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,394 sqft · built 1999
Lot Size	0.442 acres (19,297 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (Mar 2022)
Tax Bill	$8,064 (2024)
Deeds & Mortgages	Sep 2024 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42400-000-0010`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-0010`
Alternative APN	`1048044`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,394 sqft Living Area
Gross Area	4,401 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	19,297 sqft (0.442 acres)
Lot Dimensions	11.9 ft deep x 9.8 ft wide
Garage Type	Finished
Garage Area	613 sqft
Porch	Porch
Porch Area	1,394 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1048044
Street Address	2500 BAYTOWNE AVE E
City	MIRAMAR BEACH
State	FL
Zip	32550-5840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1 PH 3 OF BAYTOWNE AVE E S/D & INT IN COMMON ELEMENTS AS RECD IN OR 592-280 PB 10-7 OR 1592-283 OR 1971-314 OR 2186-335
Legal Range	21W
Legal Township	02S
Legal Section	25
Legal Subdivision	AS RECD IN OR
Legal Phase	3
Legal Lot Number	1
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

2500 Baytowne Ave E is owned and occupied by two individuals who bought it in March 2022.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Co-owner	2 Co-owners on File
Mailing Address	25 BAYTOWNE LN, MIRAMAR BEACH, FL 32550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2024	Deed of Trust, Mortgage · Line of Credit ALL IN FCU
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Mar 8, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Mar 8, 2022 · Amount on File
Deed Sale	Mar 8, 2022 · Amount on File
Prior Sale	Jul 27, 2010 · Amount on File
Deed Document Number	0032421021
Deed Book / Page	3242 / 1021
Record Updated	Jun 8, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	2500 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-5840
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033344550
Date	Sep 3, 2024
Book Page	3334/4550
Instrument	20240030849

Lender

Name	ALL IN FCU
Type	Credit Union
Address	DALEVILLE, AL 36322

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	2500 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-5840
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-5840

Mortgage

Document Number	0032462355
Date	Apr 5, 2022
Book Page	3246/2355
Instrument	20220016018

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 8, 2022
Property Address	2500 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-5840
Document Number	0032421021
Book / Page	3242 / 1021
Map Reference	MB 10 PG 7
Instrument Date	Mar 8, 2022
Instrument	20220010989
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	EQUITRUST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1390 S OCEAN BLVD, 1390, POMPANO BEACH, FL 33062-7151

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-5840

Mortgage

Document Number	0032421023
Date	Mar 8, 2022
Instrument	3242/1023

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,047,952 Land $350,000 Building $697,952	$1,047,952 Land $350,000 Building $697,952
2024	$8,064.00 (-4.69%)
2023	$8,461.00 (+21.71%)	$931,246 (+9.35%) Land $213,194 Building $718,052	$931,246 (+9.35%) Land $213,194 Building $718,052
2022	$6,952.00	$851,638 Land $236,645 Building $614,993	$851,638 Land $236,645 Building $614,993

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2500 Baytowne Ave E in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2500 Baytowne Ave E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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