3992 SE Fairway W, Stuart, FL 34997 Property Records

Martin County property record for 3992 SE Fairway W, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 4,274 sqft · built 1983
Lot Size	0.294 acres (12,807 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Mar 2025)
Tax Bill	$9,793 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-011-000-0510.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-011-000-0510.0-1-0000`
Alternative APNs	`37-38-41-011-000-05100-1` `34835`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,274 sqft Living Area
Gross Area	5,426 sqft
1st Floor Area	2,482 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,807 sqft (0.294 acres)
View / Lot	Zero Lot Line
Garage Type	Attached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	458 sqft
Deck Area	498 sqft
Patio Area	498 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34835
Street Address	3992 SE FAIRWAY W
City	STUART
State	FL
Zip	34997-6042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	YACHT & COUNTRY CLUB OF STUART LOT 510 OR 344/2056
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	YACHT & COUNTRY CLUB OF STUART
Legal Block	3
Legal Lot Number	510
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3016
Census Tract	1301

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3992 SE FAIRWAY W, STUART, FL 34997-6042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2025	Warranty Deed, Transfer · FHA Mortgage EMM LOANS LLC
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2025 · Amount on File
Deed Sale	Mar 31, 2025 · Amount on File
Prior Sale	Nov 15, 2005 · Amount on File
Deed Document Number	20253120854
Deed Book / Page	3490 / 2674
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 31, 2025
Property Address	3992 SE FAIRWAY W, STUART, FL 34997-6042
Document Number	0034902674
Book / Page	3490 / 2674
Map Reference	MB 5 PG 10
Instrument Date	Mar 28, 2025
Instrument	3120854
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	UNKNOWN, BELL LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4715 SE DESOTO AVE, STUART, FL 34997-6809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3992 SE FAIRWAY W, STUART, FL 34997-6042

Mortgage

Document Number	0034902676
Date	Mar 31, 2025
Instrument	3490/2676

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3992 SE FAIRWAY W, STUART, FL 34997-6042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031122802
Date	Feb 21, 2020
Book Page	3112/2802
Instrument	2801370

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,793.00 (+10.42%)	$521,627 (+21%)	$643,000 (+16.9%) Land $255,000 Building $388,000
2024	$8,869.00 (+1.35%)
2023	$8,751.00 (+8.63%)	$431,098 (+1%)	$550,060 (+7.76%) Land $183,600 Building $366,460
2022	$8,056.00	$391,908	$510,470 Land $188,140 Building $322,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 174 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	262 units insured incl. 88 condo units
Nearby Flood Claims	33 (1979–2022)
Claims Outside the SFHA	20 of 33
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Frances, Sep 2004 · 8 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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