3962 SE Fairway W, Stuart, FL 34997 Property Records

Martin County property record for 3962 SE Fairway W, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,234 sqft · built 2022
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (May 2023)
Tax Bill	$9,775 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-011-000-0550.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-011-000-0550.0-7-0000`
Alternative APNs	`37-38-41-011-000-05500-7` `34852`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,234 sqft Living Area
Gross Area	2,701 sqft
1st Floor Area	2,234 sqft
Elevator	Elevator

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	467 sqft
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34852
Street Address	3962 SE FAIRWAY W
City	STUART
State	FL
Zip	34997-6042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	A PARCEL OF LAND BEING THAT UNNUMBERED PARCEL MARKED NOT A PART OF THIS PLAT LYING BETWEEN LOTS 509 & 510 WEST OF FAIRWAY WEST PER SHEET 2 OF THE YACHT & COUNTRY CLUB OF STUART PLAT PB 5/10 IN MARTIN CO DESCRIBED AS FOLLOWS: BEGIN AT THE INTERSECTION
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	YACHT & COUNTRY CLUB OF STUART
Legal Tract	509 510
Legal Block	3
Legal Lot Number	509&5
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3016
Census Tract	1301

Owner

3962 SE Fairway W is owned and occupied by an individual who bought it in May 2023.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3962 SE FAIRWAY W, STUART, FL 34997-6042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
May 9, 2023	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 5, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 26, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 2, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2023 · Amount on File
Deed Sale	May 9, 2023 · Amount on File
Prior Sale	Feb 26, 2021 · Amount on File
Deed Document Number	20233015283
Deed Book / Page	3373 / 2215
Prior Transfer Date	Jul 16, 2021
Prior Transfer Doc	0032462557
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3962 SE FAIRWAY W, STUART, FL 34997-6042
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3962 SE FAIRWAY W, STUART, FL 34997-6042

Mortgage

Document Number	0035362472
Date	Dec 8, 2025
Book Page	3536/2472
Instrument	3159720

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 14, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 9, 2023
Property Address	3962 SE FAIRWAY W, STUART, FL 34997-6042
Document Number	0033732215
Book / Page	3373 / 2215
Map Reference	MB 5 PG 10
Instrument Date	Apr 21, 2023
Instrument	3015283
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2336 SE OCEAN BIVD, SEWALLS POINT, FL 34996

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3419 VIA LIDO, NEWPORT BEACH, CA 92663-3908

Mortgage

Document Number	0033732216
Date	May 9, 2023
Book Page	3373/2216
Instrument	3015284

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Aug 5, 2021
Property Address	3962 SE FAIRWAY W, STUART, FL 34997-6042
Document Number	0032462557
Book / Page	3246 / 2557
Map Reference	MB 5 PG 10
Instrument Date	Jul 16, 2021
Instrument	2906451
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2336 SE OCEAN BLVD, STUART, FL 34996-3310

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 26, 2021
Property Address	3962 SE FAIRWAY W, STUART, FL 34997-6042
Document Number	0032011842
Book / Page	3201 / 1842
Map Reference	MB 5 PG 10
Instrument Date	Feb 25, 2021
Instrument	2871038
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 SW INDIAN RIVER CT, STUART, FL 34994-7148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2336 SE OCEAN BLVD, STUART, FL 34996-3310

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 2, 2020
Property Address	3962 SE FAIRWAY W, STUART, FL 34997-6042
Document Number	0031701055
Book / Page	003170 / 001055
Instrument Date	Oct 15, 2020
Instrument	2847544
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 SW INDIAN RIVER CT STUART FL 349947148, STUART, FL 34994-7148

Tax Assessment & Valuation

The 2025 property tax bill for 3962 SE Fairway W was $9,775 with exemptions applied, down 16.9% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,775.00 (-16.91%)	$636,960 Land $191,250 Building $445,710	$636,960 Land $191,250 Building $445,710
2024	$11,765.00 (+4.59%)
2023	$11,249.00 (+314.63%)	$648,180 (+298.27%) Land $180,000 Building $468,180	$648,180 (+298.27%) Land $180,000 Building $468,180
2022	$2,713.00	$162,750 Land $162,750	$162,750 Land $162,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3962 SE Fairway W in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 174 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	262 units insured incl. 88 condo units
Nearby Flood Claims	33 (1979–2022)
Claims Outside the SFHA	20 of 33
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Frances, Sep 2004 · 8 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3962 SE Fairway W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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