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3971 SE Fairway W, Stuart, FL 34997 Property Records

Martin County property record for 3971 SE Fairway W, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,931 sqft · built 1985
Lot Size0.286 acres (12,458 sqft)
Owner2 Individual Names on Record
Last Sale$76,000 (Feb 2018)
Tax Bill$4,399 (2024)
Deeds & MortgagesAug 2021 Mortgage
Feb 2018 Sale
Flood ZoneZone X (minimal risk)
APN37-38-41-011-000-0475.0-7-0000

Property Details

APN / Parcel Number

Primary APN37-38-41-011-000-0475.0-7-0000
Alternative APNs
  • 37-38-41-011-000-04750-7
  • 34795

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,931 sqft Living Area
Gross Area2,414 sqft
1st Floor Area1,931 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area12,458 sqft (0.286 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
Pool Area450 sqft
PorchOpen Porch
Porch Area504 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3971 SE FAIRWAY W
CitySTUART
StateFL
Zip34997-6041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionYACHT & COUNTRY CLUB OF STUART LOT 475 OR 349/1300
Legal Range41E
Legal Township38S
Legal Section37
Legal SubdivisionYACHT & COUNTRY CLUB OF STUART
Legal Block3
Legal Lot Number475
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group3
Census Block3031
Census Tract1301

Owner

Source: Martin County records, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3971 SE FAIRWAY W, STUART, FL 34997-6041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 12, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 12, 2018 · Amount on Record
Deed SaleFeb 12, 2018 · Amount on Record
Prior SaleFeb 7, 2014 · Amount on Record
Deed Document Number20182678417
Deed Book / Page2974 / 2426
Prior Transfer DateOct 30, 2012
Prior Transfer Doc0026122293
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address3971 SE FAIRWAY W, STUART, FL 34997-6041
Transaction TypeMortgage
Record UpdatedSep 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3971 SE FAIRWAY W, STUART, FL 34997-6041

Mortgage

Document Number0032500766
DateAug 19, 2021
Book Page3250/766
Instrument2909257
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2036

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateFeb 12, 2018
Property Address3971 SE FAIRWAY W, STUART, FL 34997-6041
Document Number0029742426
Book / Page002974 / 002426
Instrument DateFeb 6, 2018
Instrument2678417
Transaction TypeTransfer
Record UpdatedFeb 22, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$532.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3971 SE FAIRWAY W STUART FL 349976041, STUART, FL 34997-6041

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$289,931 (+5.99%)$487,090 (+0.15%) Land $189,000 Building $298,090
2024$4,399.00 (+2.21%)
2023$4,304.00 (+3.71%) Additional exemption filed$273,554 (+3%)$486,350 (+9.89%) Land $216,000 Building $270,350
2022$4,150.00 Homeowner's exemption$265,587$442,570 Land $209,950 Building $232,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 174 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies262 units insured
incl. 88 condo units
Nearby Flood Claims33 (1979–2022)
Claims Outside the SFHA20 of 33
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 8 claims
  • Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Blue Stream.

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