3992 Northgate Pl, Waldorf, MD 20602 Property Records

Charles County property record for 3992 Northgate Pl, Waldorf, MD 20602

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,240 sqft · built 1984
Lot Size0.046 acres (2,000 sqft)
OwnerIndividual Name on Record
Last Sale$182,000 (Dec 2017)
Tax Bill$8,508 (2025)
Deeds & MortgagesMay 2021 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-135625

Property Details

APN / Parcel Number

Primary APN06-135625
Alternative APNs
  • 6135625
  • 135625

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,240 sqft Living Area
1st Floor Area640 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,000 sqft (0.046 acres)
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number135625
Street Address3992 NORTHGATE PL
CityWALDORF
StateMD
Zip20602-2564
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 42 NORTHGATE TOWNHOMES ST CHARLES SUB-HUNTNGTON
Legal SubdivisionST CHARLES SUB-HUNTNGTON
Legal Block2
Legal Lot Number42
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2000
Census Tract850901

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3992 NORTHGATE PL, WALDORF, MD 20602-2564
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 11, 2017Deed, Transfer · FHA Mortgage
PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2017 · Amount on Record
Deed SaleDec 11, 2017 · Amount on Record
Prior SaleJun 27, 2014 · Amount on Record
Deed Book / Page10097 / 66
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address3992 NORTHGATE PL, WALDORF, MD 20602-2564
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3992 NORTHGATE PL, WALDORF, MD 20602-2564

Mortgage

Document Number0118320305
DateMay 20, 2021
Book Page11832/305
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term319 Months
DueDec 1, 2047

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateDec 11, 2017
Property Address3992 NORTHGATE PL, WALDORF, MD 20602-2564
Document Number0100970066
Book / Page10097 / 066
Map ReferenceMB32 PG168
Instrument DateNov 10, 2017
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyCONSUMERS REAL ESTATE TIELE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3992 NORTHGATE PL, WALDORF, MD 20602-2564

Mortgage

Document Number0001009773
DateDec 11, 2017
Instrument10097/73
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$286,900 (+24.81%)$304,700 (+21.25%) Land $95,000 Building $209,700
2025$8,508.00 (+154.5%)
2023$3,343.00$229,867$251,300 Land $90,000 Building $161,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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