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3986 Northgate Pl, Waldorf, MD 20602 Property Records

Charles County property record for 3986 Northgate Pl, Waldorf, MD 20602

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,256 sqft · built 1984
Lot Size0.044 acres (1,920 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Jul 2020)
Tax Bill$7,592 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jun 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-135595

Property Details

APN / Parcel Number

Primary APN06-135595
Alternative APNs
  • 6135595
  • 135595

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,256 sqft Living Area
1st Floor Area640 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,920 sqft (0.044 acres)
Deck Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number135595
Street Address3986 NORTHGATE PL
CityWALDORF
StateMD
Zip20602-2564
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 39 NORTHGATE TOWNHOMES ST CHARLES SUB-HUNTNGTON
Legal SubdivisionST CHARLES SUB-HUNTNGTON
Legal Block2
Legal Lot Number39
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2000
Census Tract850901

Owner

3986 Northgate Pl, a townhouse, is owned and occupied by an individual who bought it in July 2020.

Source: Charles County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address3986 NORTHGATE PL, WALDORF, MD 20602-2564
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Jun 17, 2020Grant Deed, Transfer · Conventional with PMI
BANK OF AMERICA
Jul 10, 2020Correction Deed
COUNSEL TITLE LLC
Apr 18, 2017Loan Modification, Mortgage · FHA Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2020 · Amount on File
Deed SaleJul 10, 2020 · Amount on File
Prior SaleJun 17, 2020 · Amount on File
Deed Book / Page11214 / 298
Prior Transfer DateJun 15, 2020
Prior Transfer Doc0112140298
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address3986 NORTHGATE PL, WALDORF, MD 20602-2564
Document Number0112140302
Instrument DateJul 10, 2020
Transaction TypeMortgage
Record UpdatedAug 17, 2020
Title CompanyCOUNSEL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3986 NORTHGATE PL WALDORF MD 206022564, WALDORF, MD 20602-2564

Mortgage

Document Number0112140302
DateJul 10, 2020
Book Page011214/000302
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 9, 2050

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateJun 17, 2020
Property Address3986 NORTHGATE PL, WALDORF, MD 20602-2564
Document Number0111830058
Book / Page011183 / 000058
Instrument DateJun 15, 2020
Transaction TypeTransfer
Record UpdatedAug 6, 2020
Title CompanyCOUNSEL TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3986 NORTHGATE PL WALDORF MD 206022564, WALDORF, MD 20602-2564

Mortgage

Document Number111830064
DateJun 17, 2020
Book Page011183/000064
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 16, 2050

July 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionCHARLES MD
Recording DateJul 10, 2020
Property Address3986 NORTHGATE PL, WALDORF, MD 20602-2564
Document Number0112140298
Book / Page011214 / 000298
Instrument DateJun 15, 2020
Record UpdatedAug 17, 2020
Title CompanyCOUNSEL TITLE LLC

Transaction

AmountAmount on Record
Tax$170.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3986 NORTHGATE PL WALDORF MD 206022564, WALDORF, MD 20602-2564

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLES MD
Property Address3986 NORTHGATE PL, WALDORF, MD 20602-2564
Document Number0098410289
Instrument DateApr 18, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3986 NORTHGATE PL WALDORF MD 206022564, WALDORF, MD 20602-2564

Mortgage

Document Number0098410289
DateMay 23, 2017
Book Page009841/000289
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 22, 2047
Interest
Rate4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 3986 Northgate Pl was $7,592 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$272,300$289,400 Land $95,000 Building $194,400
2025$7,592.00
2023$3,000.00 (+21.21%) Homeowner's exemption$217,833 (+10.26%)$238,100 (-) Land $90,000 Building $148,100
2022$2,475.00 Homeowner's exemption$197,567$238,100 Land $90,000 Building $148,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3986 Northgate Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3986 Northgate Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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