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3988 Northgate Pl, Waldorf, MD 20602 Property Records

Charles County property record for 3988 Northgate Pl, Waldorf, MD 20602

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,240 sqft · built 1984
Lot Size0.046 acres (2,000 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Jan 2021)
Tax Bill$8,215 (2025)
Deeds & MortgagesJan 2021 Sale & Second Mortgage
Flood ZoneZone X (minimal risk)
APN06-135609

Property Details

APN / Parcel Number

Primary APN06-135609
Alternative APNs
  • 6135609
  • 135609

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,240 sqft Living Area
1st Floor Area640 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,000 sqft (0.046 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number135609
Street Address3988 NORTHGATE PL
CityWALDORF
StateMD
Zip20602-2564
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 40 NORTHGATE TOWNHOMES ST CHARLES SUB-HUNTNGTON
Legal SubdivisionST CHARLES SUB-HUNTNGTON
Legal Block2
Legal Lot Number40
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2000
Census Tract850901

Owner

3988 Northgate Pl, a townhouse, is owned and occupied by two individuals who bought it in January 2021.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address3988 NORTHGATE PL, WALDORF, MD 20602-2564
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2021 · Amount on File
Deed SaleJan 19, 2021 · Amount on File
Prior SaleJul 25, 2002 · Amount on File
Deed Book / Page11556 / 76
Record UpdatedOct 29, 2026

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateJan 19, 2021
Property Address3988 NORTHGATE PL, WALDORF, MD 20602-2564
Document Number0115560076
Book / Page11556 / 76
Map ReferenceMB PCM 32 FO 168
Instrument DateNov 17, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyJACQUIES TITLE GROUP

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3988 NORTHGATE PL, WALDORF, MD 20602-2564

Mortgage

Document Number11556101
DateJan 19, 2021
Instrument11556/101
Lender
NameBLUE RIDGE BANK
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

Mortgage

Document Number0115560082
DateJan 19, 2021
Book Page11556/82
Lender
NameBLUE RIDGE BANK
TypeBank
AddressGREENSBORO, NC 27409
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3988 Northgate Pl was $8,215.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$275,400$292,800 Land $95,000 Building $197,800
2025$8,215.00
2023$3,159.00 (+31.79%)$215,967 (+12.87%)$240,600 (-) Land $90,000 Building $150,600
2022$2,397.00$191,333$240,600 Land $90,000 Building $150,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3988 Northgate Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3988 Northgate Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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