3991 Elm Point Rd, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3991 Elm Point Rd, Saint Charles, MO 63301

Property Summary

Property TypeGeneral Industrial
Details8 ba · 4,992 sqft · built 1986
Lot Size5 acres (217,800 sqft)
OwnerCompany Name on Record
Last Sale$420,000 (Jun 2025)
Tax Bill$9,771 (2025)
Flood ZoneZone AE (high risk)
APN948720A000

Property Details

APN / Parcel Number

Primary APN948720A000
Alternative APN
  • 5-0079-4984-00-0023.0000000

Interior

Full Baths8 Baths
Stories1 Story
Building Area4,992 sqft Total Area
1st Floor Area4,992 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1986
Architectural StyleOther
Exterior MaterialMetal
Lot Area217,800 sqft (5 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Account Number948720A000
Old Parcel Number948720A000
Street Address3991 ELM POINT RD
CitySAINT CHARLES
StateMO
Zip63301-7310
Property CategoryIndustrial
Property TypeIndustrial > General Industrial
Local Zoning CodeAC1
Legal DescriptionGARDNERVILLE IND PK LOT 23-24 & LOTS 18-22
Legal Range04E
Legal Township47N
Legal SubdivisionGARDNERVILLE IND PK
Legal Lot Number23 24
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2057
Census Tract311500

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address6041 N LINDBERGH BLVD, HAZELWOOD, MO 63042-2803
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2025 · Amount on Record
Deed SaleJun 16, 2025 · Amount on Record
Deed Document Number0202525225
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,771.00$120,518 (+3.36%)$376,621 (+3.36%) Land $90,000 Building $286,621
2023$116,600
2022$364,376 Land $90,000 Building $274,376

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims307 (1979–2022)
Claims Outside the SFHA22 of 307
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 43 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2019 · 28 claims
  • Severe Storms & Flooding, Aug 1993 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 90% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Nearby Properties on Elm Point Rd

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