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3897 Elm Point Rd, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3897 Elm Point Rd, Saint Charles, MO 63301

Property Summary

Property TypeCommercial Vacant Land
Details1 ba
Lot Size1.21 acres (52,708 sqft)
OwnerTrust Name on File
Tax Bill$386 (2025)
Deeds & MortgagesApr 2020 Sale
Apr 2020 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN948900A000

Property Details

APN / Parcel Number

Primary APN948900A000
Alternative APN
  • 5-0079-S023-00-0016.0000000

Interior

Full Baths1 Bath

Exterior

Lot Area52,708 sqft (1.21 acres)
TerrainRolling

Location & Zoning

Account Number948900A000
Old Parcel Number948900A000
Street Address3897 ELM POINT RD
CitySAINT CHARLES
StateMO
Zip63301-4320
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeAA9
Legal DescriptionPT SE 1/4 NE 1/4 S OF RR
Legal Range04E
Legal Township47N
Legal Section23
Legal Lot Number16
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group1
Census Block1006
Census Tract310602

Owner

3897 Elm Point Rd, commercial vacant land, is held in a trust since April 2020.

Source: St. Charles County records, as of March 16, 2026

Owner of RecordTrust Name on File
Mailing Address30 OLD GOVERNOR PL, SAINT CHARLES, MO 63301-4570
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2020Warranty Deed, Transfer
US TITLE
Apr 28, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 28, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 28, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 28, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2020
Deed SaleApr 28, 2020
Prior SaleJun 3, 2005
Deed Document Number20200428000268540
Deed Book / Page7281 / 1119
Record UpdatedJun 8, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 28, 2020
Property Address3897 ELM POINT RD, SAINT CHARLES, MO 63301-4320
Document Number0072811119
Book / Page007281 / 001119
Instrument DateApr 24, 2020
Instrument268540
Transaction TypeTransfer
Record UpdatedJul 10, 2020
Title CompanyUS TITLE

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address30 OLD GOVERNOR PL ST CHARLES MO 633014570, ST CHARLES, MO 63301-4570

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateApr 28, 2020
Property Address3897 ELM POINT RD, SAINT CHARLES, MO 63301-4320
Document Number0072811107
Book / Page007281 / 001107
Instrument DateMar 7, 2020
Instrument268480
Transaction TypeTransfer
Record UpdatedJul 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2822 SUNDOWNER DR ST CHARLES MO 633035058, ST CHARLES, MO 63303-5058

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateApr 28, 2020
Property Address3897 ELM POINT RD, SAINT CHARLES, MO 63301-4320
Document Number0072811111
Book / Page007281 / 001111
Instrument DateMar 5, 2020
Instrument268500
Transaction TypeTransfer
Record UpdatedJul 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2822 SUNDOWNER DR ST CHARLES MO 633035058, ST CHARLES, MO 63303-5058

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateApr 28, 2020
Property Address3897 ELM POINT RD, SAINT CHARLES, MO 63301-4320
Document Number0072811113
Book / Page007281 / 001113
Instrument DateMar 5, 2020
Instrument268510
Transaction TypeTransfer
Record UpdatedJul 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2822 SUNDOWNER DR ST CHARLES MO 633035058, ST CHARLES, MO 63303-5058

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateApr 28, 2020
Property Address3897 ELM POINT RD, SAINT CHARLES, MO 63301-4320
Document Number0072811109
Book / Page007281 / 001109
Instrument DateMar 5, 2020
Instrument268490
Transaction TypeTransfer
Record UpdatedJul 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2822 SUNDOWNER DR ST CHARLES MO 633035058, ST CHARLES, MO 63303-5058

Tax Assessment & Valuation

The 2025 property tax bill for 3897 Elm Point Rd was $386.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$386.00$5,325$16,640 Land $16,640
2023$5,325
2022$16,640 Land $16,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3897 Elm Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims61 (1979–2022)
Claims Outside the SFHA16 of 61
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 10 claims
  • Flooding, Jun 2011 · 6 claims
  • Severe Storms & Flooding, Jul 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3897 Elm Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband, Verizon.

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