3899 Elm Point Rd, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3899 Elm Point Rd, Saint Charles, MO 63301

Property Summary

Property Type	Mobile Home
Details	1 ba · built 1978
Lot Size	8 acres (348,480 sqft)
Owner	Company Name on File
Last Sale	$350,000 (Apr 2020)
Tax Bill	$2,555 (2025)
Deeds & Mortgages	Apr 2020 Sale Apr 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`949050A000`

Property Details

APN / Parcel Number

Primary APN	`949050A000`
Alternative APN	`5-0079-S024-00-0015.0000000`

Interior

Full Baths	1 Bath
Stories	1 Story
1st Floor Area	5,555 sqft

Exterior

Year Built	Built 1978
Lot Area	348,480 sqft (8 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	810 sqft

Location & Zoning

Account Number	949050A000
Old Parcel Number	949050A000
Street Address	3899 ELM POINT RD
City	SAINT CHARLES
State	MO
Zip	63301-4320
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	FLOOD PLAIN
Legal Description	PT SW 1/4
Legal Range	04E
Legal Township	47N
Legal Section	24
Legal Subdivision	WESTWOOD AC PARK
Legal Lot Number	15
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	1
Census Block	1006
Census Tract	310602

Owner

3899 Elm Point Rd, a mobile home, is owned by a company that bought it in April 2020.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Company Name on File
Mailing Address	30 OLD GOVERNOR PL, SAINT CHARLES, MO 63301-4570
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Warranty Deed, Transfer TRUE TITLE
Apr 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2020 · Amount on File
Deed Sale	Apr 28, 2020 · Amount on File
Prior Sale	Jul 14, 2010
Deed Document Number	0072811109
Deed Book / Page	7281 / 1109
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 28, 2020
Property Address	3899 ELM POINT RD, SAINT CHARLES, MO 63301-4320
Document Number	0072811119
Book / Page	007281 / 001119
Instrument Date	Apr 24, 2020
Instrument	268540
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	TRUE TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30 OLD GOVERNOR PL ST CHARLES MO 633014570, ST CHARLES, MO 63301-4570

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 28, 2020
Property Address	3899 ELM POINT RD, SAINT CHARLES, MO 63301-4320
Document Number	0072811107
Book / Page	007281 / 001107
Instrument Date	Mar 7, 2020
Instrument	268480
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2822 SUNDOWNER DR ST CHARLES MO 633035058, ST CHARLES, MO 63303-5058

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 28, 2020
Property Address	3899 ELM POINT RD, SAINT CHARLES, MO 63301-4320
Document Number	0072811113
Book / Page	007281 / 001113
Instrument Date	Mar 5, 2020
Instrument	268510
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2822 SUNDOWNER DR ST CHARLES MO 633035058, ST CHARLES, MO 63303-5058

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 28, 2020
Property Address	3899 ELM POINT RD, SAINT CHARLES, MO 63301-4320
Document Number	0072811111
Book / Page	007281 / 001111
Instrument Date	Mar 5, 2020
Instrument	268500
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2822 SUNDOWNER DR ST CHARLES MO 633035058, ST CHARLES, MO 63303-5058

Tax Assessment & Valuation

The 2025 property tax bill for 3899 Elm Point Rd was $2,555.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,555.00	$35,205	$110,016 Land $110,016
2023		$35,205
2022			$110,016 Land $110,016

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3899 Elm Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	61 (1979–2022)
Claims Outside the SFHA	16 of 61
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 10 claims Flooding, Jun 2011 · 6 claims Severe Storms & Flooding, Jul 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3899 Elm Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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