3990 E Arbor Lakes Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3990 E Arbor Lakes Dr, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,683 sqft Living Area
Lot Size	7,866 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$175,000 (2019)
Tax Bill	$2,189.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000O0-007.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3990 E ARBOR LAKES DR, HERNANDO, FL 34442-5506
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Jan 16, 2007
Deed Doc Number	2019039520
Deed Book / Page	2993 / 2250
Record Refreshed	Jun 08, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 30, 2019
Property Address	3990 E ARBOR LAKES DR, HERNANDO, FL 34442-5506
Document Number	0029932250
Book / Page	002993 / 002250
Instrument Date	Jul 24, 2019
Instrument	39520
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$1,225.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3990 E ARBOR LAKES DR HERNANDO FL 344425506, HERNANDO, FL 34442-5506

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,189.00 (+5.44%) Homeowner's exemption Additional exemption filed	$211,200 (-3.43%) Land $11,890 Building $199,310	$211,200 (-3.43%) Land $11,890 Building $199,310
2024	$2,076.00 (+2.72%) Homeowner's exemption Additional exemption filed	$218,691 (-0.63%) Land $11,890 Building $206,801	$218,691 (-0.63%) Land $11,890 Building $206,801
2023	$2,021.00 (+6.93%) Homeowner's exemption Additional exemption filed	$220,070 (+10.78%) Land $11,890 Building $208,180	$220,070 (+10.78%) Land $11,890 Building $208,180
2022	$1,890.00 Homeowner's exemption Additional exemption filed	$198,650 Land $11,890 Building $186,760	$198,650 Land $11,890 Building $186,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 926 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0140-000O0-007.0`
Alternative APNs	`1418S19E0140000O00070` `2841923`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,683 sqft Living Area
1st Floor	1,683 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	7,866 sqft (0.18 acres)
Depth X Width	95 ft x 80 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Area	548 sqft Garage
Patio Area	81 sqft Patio
Porch	Enclosed Porch
Porch Area	427 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2841923
Old Parcel Number	1418S19E0140000O00070
Street Address	3990 E ARBOR LAKES DR
City	HERNANDO
State	FL
Zip	34442-5506
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 7 BLK O
Legal Range	19E
Legal Township	18S
Legal Section	13
Legal Subdivision	ARBOR LAKES - UNIT 1
Legal Block	O
Legal Lot Number	7
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1014
Census Tract	450105