3955 E Arbor Lakes Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3955 E Arbor Lakes Dr, Hernando, FL 34442 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1994
Square Footage	1,836 sqft Living Area
Lot Size	7,200 sqft (0.165 acres)
Occupancy	Owner Occupied
Last Sale	$290,000 (2026)
Tax Bill	$3,301.00 (2024)

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000N0-0160

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3955 E ARBOR LAKES DR, HERNANDO, FL 34442-5586
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS
Mar 10, 2022	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS
Nov 02, 2021	Deed of Distribution, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Jul 26, 2024 · Amount on Record
Deed Doc Number	202616199
Deed Book / Page	3653 / 93
Prior Transfer Date	Oct 22, 2021
Prior Transfer Doc	0032212058
Record Refreshed	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 23, 2026
Property Address	3955 E ARBOR LAKES DR, HERNANDO, FL 34442-5586
Document Number	0036530093
Book / Page	3653 / 93
Map Reference	MB 15 PG 75-79
Instrument Date	Mar 19, 2026
Instrument	2026016199
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount Recorded
Tax	$2,030.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3773 E LAKE TODD DR, HERNANDO, FL 34442-5553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3955 E ARBOR LAKES DR, HERNANDO, FL 34442-5586

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 10, 2022
Property Address	3955 E ARBOR LAKES DR, HERNANDO, FL 34442-5586
Document Number	0032611467
Book / Page	3261 / 1467
Map Reference	MB 15 PG 75-79
Instrument Date	Feb 08, 2022
Instrument	2022016952
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount Recorded
Tax	$1,925.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3412 OAKHURST DR, 3412, BURTONSVILLE, MD 20866-1608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3955 E ARBOR LAKES DR, HERNANDO, FL 34442-5586

November 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CITRUS FL
Recording Date	Nov 02, 2021
Property Address	3955 E ARBOR LAKES DR, HERNANDO, FL 34442-5586
Document Number	0032212058
Book / Page	3221 / 2058
Map Reference	MB 15 PG 75-79
Instrument Date	Oct 22, 2021
Instrument	2021076078
Transaction Type	Transfer
Record Updated	Dec 06, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3412 OAKHURST DR, 3412, BURTONSVILLE, MD 20866-1608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 OAKHURST DR, BURTONSVILLE, MD 20866-1608

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$988.00 (-70.07%)	$180,518 (-15.12%)	$198,457 (-6.68%) Land $10,560 Building $187,897
2024	$3,301.00 (+69.54%) Additional exemption filed	$212,663 (-0.68%) Land $9,830 Building $202,833	$212,663 (-0.68%) Land $9,830 Building $202,833
2023	$1,947.00 (-32.79%) Homeowner's exemption Additional exemption filed	$214,111 (+12.29%) Land $9,830 Building $204,281	$214,111 (+12.29%) Land $9,830 Building $204,281
2022	$2,897.00 Additional exemption filed	$190,669 Land $9,830 Building $180,839	$190,669 Land $9,830 Building $180,839

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 926 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0140-000N0-0160`
Alternative APNs	`1418S19E0140000N00160` `2745789`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,836 sqft Living Area
Gross Area	2,453 sqft Gross Area
1st Floor	1,836 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Combination Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	7,200 sqft (0.165 acres)
Depth X Width	100 ft x 72 ft Depth x Width
Parking Spaces	6 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Porch	Finished/Screened Porch
Porch Area	439 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2745789
Street Address	3955 E ARBOR LAKES DR
City	HERNANDO
State	FL
Zip	34442-5586
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 16 BLK N
Legal Range	19E
Legal Township	18S
Legal Section	13
Legal Subdivision	ARBOR LAKES - UNIT 1
Legal Block	N
Legal Lot Number	16
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1031
Census Tract	450105

3955 E Arbor Lakes Dr, Hernando, FL 34442 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2021: Deed of Distribution, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on E Arbor Lakes Dr

Nearby Streets

Search Property Records by Address or Parcel Number