3990 12th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 3990 12th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,978 sqft · built 1993
Lot Size	9.83 acres (428,195 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (May 2021)
Tax Bill	$4,554 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-421-0010`

Property Details

APN / Parcel Number

Primary APN	`25-421-0010`
Alternative APNs	`25-00421-0010` `17500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,978 sqft Living Area
1st Floor Area	1,978 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	428,195 sqft (9.83 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	354 sqft
Deck Area	501 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3990 12TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-9792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	TRACT A
Legal Range	30W
Legal Township	35N
Legal Section	04
Legal Subdivision	REGISTERED LAND SURVEY NO 9
Legal Tract	A
Legal Lot Number	A
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1008
Census Tract	30301

Owner

3990 12th St SE is owned and occupied by an individual who bought it in May 2021.

Source: Sherburne County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3990 12TH ST SE, SAINT CLOUD, MN 56304-9792
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUSTONE FINANCIAL FCU
Apr 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 8, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 8, 2017	Quit Claim Deed, Transfer TRI COUNTY ABSTRACT AND TITLE GUARANT, TRI COUNTY ABS & TITLE GUARANT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Prior Sale	Jun 8, 2017 · Amount on File
Deed Document Number	202159098
Prior Transfer Date	Jan 7, 2019
Prior Transfer Doc	0000055849
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 24, 2021
Property Address	3990 12TH ST SE, SAINT CLOUD, MN 56304-9792
Document Number	0000059098
Instrument Date	May 17, 2021
Instrument	59098
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,534.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 12TH ST SE, SAINT CLOUD, MN 56304-9792

Mortgage

Document Number	0000059099
Date	May 24, 2021
Instrument	59099

Lender

Name	TRUSTONE FINANCIAL FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Apr 19, 2019
Property Address	3990 12TH ST SE, SAINT CLOUD, MN 56304-9792
Document Number	0000055849
Instrument Date	Jan 7, 2019
Instrument	55849
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 12TH ST SE ST CLOUD MN 563049792, ST CLOUD, MN 56304-9792

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 8, 2017
Property Address	3990 12TH ST SE, SAINT CLOUD, MN 56304-9792
Document Number	0000053725
Instrument Date	May 31, 2017
Instrument	053725
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3990 12TH ST SE, SAINT CLOUD, MN 56304-9792

Mortgage

Document Number	0000053726
Date	Jun 8, 2017
Instrument	53726

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 8, 2017
Property Address	3990 12TH ST SE, SAINT CLOUD, MN 56304-9792
Document Number	0000053724
Instrument Date	May 31, 2017
Instrument	53724
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	TRI COUNTY ABSTRACT AND TITLE GUARANT, TRI COUNTY ABS & TITLE GUARANT

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 SE MAIN ST MINNEAPOLIS MN 554142965, MINNEAPOLIS, MN 55414-2965

Tax Assessment & Valuation

The 2025 property tax bill for 3990 12th St SE was $4,554.

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,554.00	$537,200 Land $185,900 Building $351,300	$537,200 Land $185,900 Building $351,300
2023	$4,148.00	$526,000 Land $190,100 Building $335,900
2021			$526,000 Land $190,100 Building $335,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3990 12th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3990 12th St SE is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 79% of Minnesota
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500

May also be available: Verizon.

Nearby Properties on 12th St SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures