Sherburne County property record for 3031 12th St SE, Saint Cloud, MN 56304
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,325 sqft · built 1986 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,994 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-005-3100 |
| Primary APN | 25-005-3100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,325 sqft Living Area |
| 1st Floor Area | 2,325 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Driveway | Driveway |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 42 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3031 12TH ST SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A |
| Legal Description | E 1-2 OF NE 1-4 OF SW 1-4 |
| Legal Range | 30W |
| Legal Township | 35N |
| Legal Section | 05 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 30301 |
3031 12th St SE, a rural home, is owned and occupied by two individuals who acquired it in October 2025.
Source: Sherburne County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3031 12TH ST SE, SAINT CLOUD, MN 56304-9415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2025 | Intrafamily Transfer, Transfer RAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL |
| Apr 29, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 14, 2025 |
| Transfer Doc | 0000989242 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Oct 15, 2025 |
| Property Address | 3031 12TH ST SE, SAINT CLOUD, MN 56304-9415 |
| Document Number | 0000989242 |
| Instrument Date | Oct 4, 2025 |
| Instrument | 989242 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | RAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 21 COURTHOUSE SQ, SAINT CLOUD, MN 56303-4769 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 3031 12TH ST SE, SAINT CLOUD, MN 56304-9415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 3013 12TH ST SE, SAINT CLOUD, MN 56304-9415 |
| Document Number | 0000941672 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 941672 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 11, 2042 |
The 2025 property tax bill for 3031 12th St SE was $4,994.
Source: Sherburne County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $425,900 (+3.52%) Land $198,300 Building $227,600 | $425,900 (+3.52%) Land $198,300 Building $227,600 | |
| 2025 | $4,994.00 | $411,400 Land $186,400 Building $225,000 | $411,400 Land $186,400 Building $225,000 |
| 2023 | $3,212.00 | $52,700 Land $52,700 | |
| 2021 | $52,700 Land $52,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3031 12th St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3031 12th St SE is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 83% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Fiber | 1,000 / 500 |
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