Sherburne County property record for 2884 12th St SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,317 sqft · built 1978 |
| Lot Size | 11.3 acres (494,842 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,646 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Jun 2022 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-005-2101 |
| Primary APN | 25-005-2101 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,317 sqft Living Area |
| 1st Floor Area | 1,317 sqft |
| Basement Area | 48 sqft |
| Finished Basement | 48 sqft |
| Unfinished Basement | 48 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 494,842 sqft (11.3 acres) |
| Driveway | Driveway |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 120 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2884 12TH ST SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | W 370 FT OF NE 1-4 OF NW 1-4. |
| Legal Range | 30W |
| Legal Township | 35N |
| Legal Section | 05 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 30301 |
Source: Sherburne County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5342 62ND AVE SE, SAINT CLOUD, MN 56304-9411 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 24, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Jun 20, 2022 | Deed of Trust, Mortgage · Construction Mortgage MERIDIAN BANK |
| Feb 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK |
| Dec 28, 2017 | Grant Deed, Transfer |
| Dec 28, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 16, 2025 |
| Transfer Doc | 0000991015 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Nov 24, 2025 |
| Property Address | 2884 12TH ST SE, SAINT CLOUD, MN 56304-9415 |
| Document Number | 0000991015 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 991015 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5342 62ND AVE SE, SAINT CLOUD, MN 56304-9411 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 2884 12TH ST SE, SAINT CLOUD, MN 56304-9415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5342 62ND AVE SE, SAINT CLOUD, MN 56304-9411 |
| Document Number | 0000944188 |
|---|---|
| Date | Jun 20, 2022 |
| Instrument | 944188 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 16, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 2884 12TH ST SE, SAINT CLOUD, MN 56304-9415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000852045 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | 852045 |
| Name | AMERICAN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Dec 28, 2017 |
| Property Address | 2884 12TH ST SE, SAINT CLOUD, MN 56304-9415 |
| Document Number | 0000850149 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 850149 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $891.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5342 62ND AVE SE ST CLOUD MN 563049411, ST CLOUD, MN 56304-9411 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Dec 28, 2017 |
| Property Address | 2884 12TH ST SE, SAINT CLOUD, MN 56304-9415 |
| Document Number | 0000850148 |
| Instrument Date | Jul 5, 2017 |
| Instrument | 850148 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 S PARKWAY DR MONTEVIDEO MN 562651427, MONTEVIDEO, MN 56265-1427 |
Source: Sherburne County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,800 (+1.83%) Land $131,800 Building $191,000 | $322,800 (+1.83%) Land $131,800 Building $191,000 | |
| 2025 | $2,646.00 (+18.02%) | $317,000 (+16.63%) Land $128,700 Building $188,300 | $317,000 (+16.63%) Land $128,700 Building $188,300 |
| 2023 | $2,242.00 | $271,800 Land $87,500 Building $184,300 | |
| 2021 | $271,800 Land $87,500 Building $184,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Fiber | 1,000 / 500 |
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